{"id":36078,"date":"2025-12-02T07:25:56","date_gmt":"2025-12-02T07:25:56","guid":{"rendered":"https:\/\/smartdev.com\/?post_type=podcast&#038;p=36078"},"modified":"2025-12-08T08:14:21","modified_gmt":"2025-12-08T08:14:21","slug":"ep-11-api-first-strategy-the-key-to-scalable-and-agile-digital-banking","status":"publish","type":"podcast","link":"https:\/\/smartdev.com\/fr\/podcast\/ep-11-api-first-strategy-the-key-to-scalable-and-agile-digital-banking\/","title":{"rendered":"EP 11: API-First Strategy &#8211; The Key to Scalable and Agile Digital Banking"},"content":{"rendered":"<div id=\"fws_69e5e59bd9b2a\"  data-column-margin=\"default\" data-midnight=\"light\" data-top-percent=\"7%\" data-bottom-percent=\"3%\"  class=\"wpb_row vc_row-fluid vc_row full-width-section  top_padding_tablet_6pct top_padding_phone_4pct bottom_padding_tablet_6pct bottom_padding_phone_4pct right_padding_phone_0px left_padding_phone_0px\"  style=\"padding-top: calc(100vw * 0.07); padding-bottom: calc(100vw * 0.03); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"true\"><div class=\"inner-wrap row-bg-layer using-image\" ><div class=\"row-bg viewport-desktop using-image lazyload\"  style=\"background-image:inherit; background-position: center top; background-repeat: no-repeat; \" data-bg-image=\"url(https:\/\/smartdev.com\/wp-content\/uploads\/2024\/07\/banner-webinal.jpg)\"><\/div><\/div><div class=\"row-bg-overlay row-bg-layer\" style=\"background: rgba(255,255,255,0.01); background: linear-gradient(to bottom,rgba(255,255,255,0.01) 0%,#00429e 100%);  opacity: 0.95; \"><\/div><\/div><div class=\"row_col_wrap_12 col span_12 light left\">\n\t<div  class=\"vc_col-sm-12 box-content-award wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<h5 style=\"text-align: left\" class=\"vc_custom_heading vc_do_custom_heading\" >Ctrl+Shifter Podcast<\/h5><h1 style=\"font-size: 56px;line-height: 1.2;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading\" >EP 11: API-First Strategy - The Key to Scalable and Agile Digital Banking<\/h1><p style=\"text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764236338076\" >OCTOBER 7, 2025<\/p><div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 30px;\" class=\"divider\"><\/div><\/div><div id=\"fws_69e5e59bd9f7b\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle\"  style=\"padding-top: 20px; padding-bottom: 20px; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element  podcast-social left\" >\n\t<p><img decoding=\"async\" class=\"size-full wp-image-35829 alignnone lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Youtube.svg\" alt=\"\" width=\"45\" height=\"45\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 45px; --smush-placeholder-aspect-ratio: 45\/45;\" \/> <a href=\"https:\/\/www.youtube.com\/@smartdevllc\">Youtube<\/a><\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element  podcast-social\" >\n\t<p><img decoding=\"async\" class=\"size-full wp-image-35830 alignnone lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/applepodcasts-1.svg\" alt=\"\" width=\"39\" height=\"39\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 39px; --smush-placeholder-aspect-ratio: 39\/39;\" \/> <span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/podcasts.apple.com\/vn\/podcast\/ctrl-shifter-podcast\/id1824162919\">Apple Podcast<\/a><\/span><\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element  podcast-social\" >\n\t<p><img decoding=\"async\" class=\"size-full wp-image-35831 alignnone lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Vector.svg\" alt=\"\" width=\"39\" height=\"39\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 39px; --smush-placeholder-aspect-ratio: 39\/39;\" \/> <a href=\"https:\/\/open.spotify.com\/show\/5ngvfKMzv5241zrYPc0EmT?si=6dfcf6845ebe43fe\">Spotify<\/a><\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 30px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59bda3b8\"  data-column-margin=\"default\" data-midnight=\"dark\" data-top-percent=\"4%\" data-bottom-percent=\"2%\"  class=\"wpb_row vc_row-fluid vc_row full-width-section vc_row-o-equal-height vc_row-flex vc_row-o-content-middle  top_padding_phone_16px bottom_padding_phone_16px right_padding_tablet_6pct right_padding_phone_20px left_padding_tablet_6pct left_padding_phone_20px\"  style=\"padding-top: calc(100vw * 0.04); padding-bottom: calc(100vw * 0.02); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p>In this episode, Muthiah Sivalingam, Head of Product at audax, explains how an API-first strategy is helping traditional banks reinvent themselves in today\u2019s digital-first world. With over 20 years of experience in banking, Muthiah shares how audax empowers financial institutions to modernize, scale, and quickly adapt to the ever-changing demands of consumers and businesses.<\/p>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59bda4e6\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section vc_row-o-equal-height vc_row-flex vc_row-o-content-middle  top_padding_phone_16px bottom_padding_phone_16px right_padding_tablet_6pct right_padding_phone_20px left_padding_tablet_6pct left_padding_phone_20px\"  style=\"padding-top: 28px; padding-bottom: 28px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-8 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n\t<div class=\"wpb_video_widget wpb_content_element vc_clearfix   vc_video-aspect-ratio-169 vc_video-el-width-100 vc_video-align-left\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t\t<div class=\"wpb_video_wrapper\"><iframe title=\"API-First Strategy: The Key to Scalable and Agile Digital Banking | Ctrl + Shifter Podcast EP11\" width=\"500\" height=\"281\" data-src=\"https:\/\/www.youtube.com\/embed\/CCGYVB4FAjY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col padding-8-percent padding-3-percent_tablet no-extra-padding_phone flex_gap_desktop_10px\"  data-padding-pos=\"left\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 12.5px; height: 5px; margin-bottom: 12.5px;\" data-width=\"100%\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-border\"><\/div><\/div><h6 style=\"text-align: left\" class=\"vc_custom_heading vc_do_custom_heading\" >Timestamp<\/h6><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1763302269142\" >00:00 Introduction<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240179020\" >01:42 \u2013 How audax Fills the Fintech Innovation Gap<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240223444\" >04:33 \u2013 From Pain Points to Priorities: Lessons from SC Ventures<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240248227\" >08:36 \u2013 audax\u2019s Approach to Scalable, API-First Banking Across Markets<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240256491\" >12:35 \u2013 Breaking the Legacy Barrier: Reinventing Banking through Modernisation<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240269950\" >19:29 \u2013 What\u2019s Next for BFSI in Southeast Asia?<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240289689\" >26:27 \u2013 How to Build High-Performing Product Teams That Ship and Scale<\/p><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading vc_custom_1764240306990\" >29:42 \u2013 What Do Legacy Banks Risk if They Don\u2019t Act Fast?<\/p>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59bdb149\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section vc_row-o-equal-height vc_row-flex vc_row-o-content-middle  top_padding_phone_16px bottom_padding_phone_16px right_padding_tablet_6pct right_padding_phone_20px left_padding_tablet_6pct left_padding_phone_20px\"  style=\"padding-top: 28px; padding-bottom: 28px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-8 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"iwithtext\"><div class=\"iwt-icon\"> <img decoding=\"async\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Quote_1_.svg\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/> <\/div><div class=\"iwt-text\"> \n<div>\n<div>\n<div>\n<p><em>Innovation doesn\u2019t mean instability. We can solve for stability and at the same time, banks are able to innovate and move forward.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n <\/div><div class=\"clear\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59bdb563\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section parallax_section top_padding_phone_30px bottom_padding_phone_0px\"  style=\"padding-top: 60px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\" data-parallax-speed=\"fast\" style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_69e5e59bdb6b4\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column centered-text no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4 style=\"color: #1c53ca;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading wpb_animate_when_almost_visible wpb_fadeIn fadeIn\" >About Our Guest Speaker<\/h4>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69e5e59bdb874\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle vc_custom_1763369097675 right_padding_40px left_padding_40px top_padding_tablet_30px top_padding_phone_16px bottom_padding_tablet_30px bottom_padding_phone_16px\"  style=\"padding-top: 45px; padding-bottom: 45px; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col child_column centered-text no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"75%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"grow-in\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation img-border-circle skip-lazy\" data-delay=\"0\" height=\"1080\" width=\"1080\" data-animation=\"grow-in\" src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website.png\" alt=\"\" srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website.png 1080w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-300x300.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-1024x1024.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-150x150.png 150w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-768x768.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-500x500.png 500w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-12x12.png 12w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-140x140.png 140w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-100x100.png 100w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-350x350.png 350w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-1000x1000.png 1000w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Copy-of-Website-800x800.png 800w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-8 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_bottom-to-top bottom-to-top color-blue\" >\n\t<h5>Muthiah Sivalingam<\/h5>\n<h6>Head of Product at audax<\/h6>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 16px;\" class=\"divider\"><\/div><\/div><p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading wpb_animate_when_almost_visible wpb_bottom-to-top bottom-to-top\" >Muthiah has over 20 years of experience in digital banking, starting his career at Standard Chartered, where he led digital transformation and embedded finance initiatives. After helping launch banking solutions across multiple regions, he joined audax to drive product innovation and help financial institutions modernize their systems with scalable, cloud-native solutions<\/p>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69e5e59bdc420\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle vc_custom_1763293365344 top_padding_phone_16px bottom_padding_phone_16px\"  style=\"padding-top: 23px; padding-bottom: 23px; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column centered-text no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"50%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"grow-in\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"654\" width=\"1372\" data-animation=\"grow-in\" src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-27-at-16.15.24.png\" alt=\"\" srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-27-at-16.15.24.png 1372w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-27-at-16.15.24-300x143.png 300w\" sizes=\"(max-width: 1372px) 100vw, 1372px\" \/>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-9 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"font-size: 14px;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading wpb_animate_when_almost_visible wpb_bottom-to-top bottom-to-top\" >audax is a plug-and-play digital banking platform that empowers banks and financial institutions to rapidly scale and modernise at speed. audax offers Banking-as-a-Service (BaaS), digital banking, and embedded finance solutions, enabling seamless integration with existing systems to reduce operational complexity, accelerate time-to-market, and support scalable, compliant, and innovative banking services across Asia and the Middle East. By driving digital transformation, audax enables banks to create new revenue streams and serve underserved customer segments while supporting alternative digital banking business models.<\/p>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59bdcc99\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row  top_padding_phone_30px bottom_padding_phone_30px\"  style=\"padding-top: 60px; padding-bottom: 60px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<h4 style=\"color: #1c53ca;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading\" >Recommended For You<\/h4>\n\t<div class=\"wpb_raw_code wpb_raw_html wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"recommend-wrapper\"><div class=\"recommend-list\"><div class=\"recommend-item\"><div class=\"recommend-header\"><p class=\"recommend-item-title\"><a href=\"https:\/\/smartdev.com\/fr\/podcast\/ep-16-maximizing-impact-with-customer-success-in-ai-product-companies\/\">EP 16: Maximizing Impact with Customer Success in AI Product Companies<\/a><\/p><span class=\"recommend-arrow\">\u2192<\/span><\/div><a class=\"recommend-thumb\" href=\"\"><img decoding=\"async\" width=\"1080\" height=\"1080\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website.png\" class=\"attachment-wide_small size-wide_small wp-post-image lazyload\" alt=\"\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website.png 1080w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-300x300.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-1024x1024.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-150x150.png 150w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-768x768.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-500x500.png 500w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-12x12.png 12w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-140x140.png 140w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-100x100.png 100w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-350x350.png 350w, https:\/\/smartdev.com\/wp-content\/uploads\/2026\/04\/Website-800x800.png 800w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; 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\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<h5 style=\"text-align: center\" class=\"vc_custom_heading vc_do_custom_heading\" >Notre r\u00e9flexion<\/h5><h3 style=\"text-align: center\" class=\"vc_custom_heading vc_do_custom_heading\" >D\u00e9couvrez les informations, les mises \u00e0 jour et les tendances du secteur gr\u00e2ce \u00e0 notre \u00e9quipe d&#039;experts en technologie.<\/h3><div id=\"fws_69e5e59bdf2cd\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 col-blog-recent-ct wpb_column column_container vc_column_container col child_column has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"reveal-from-bottom\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n    <div class=\"row blog-recent columns-3\" data-style=\"classic_enhanced\" data-color-scheme=\"light\" data-remove-post-date=\"1\" data-remove-post-author=\"1\" data-remove-post-comment-number=\"1\" data-remove-post-nectar-love=\"1\">\n\n      \n      <div class=\"col span_4 post-36473 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-bfsi-fintech category-blogs category-featured category-podcast tag-ai tag-ai-in-banking tag-ctrl-shifter-podcast tag-digital-banking tag-modern-banking\" >\n\n        \n            <div class=\"inner-wrap post-36473 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-bfsi-fintech category-blogs category-featured category-podcast tag-ai tag-ai-in-banking tag-ctrl-shifter-podcast tag-digital-banking tag-modern-banking\">\n\n            <a href=\"https:\/\/smartdev.com\/fr\/a-simple-guide-of-digital-banking\/\"  class=\"img-link\"><span class=\"post-featured-img\"><img decoding=\"async\" width=\"600\" height=\"403\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/25735375_mobilebanksecure-600x403.jpg\" class=\"attachment-portfolio-thumb size-portfolio-thumb wp-post-image lazyload\" alt=\"\" title=\"\" data-sizes=\"(min-width: 1300px) 33vw, (min-width: 1000px) 33vw, (min-width: 690px) 100vw, 100vw\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/25735375_mobilebanksecure-600x403.jpg 600w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/25735375_mobilebanksecure-18x12.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/25735375_mobilebanksecure-900x604.jpg 900w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/25735375_mobilebanksecure-400x269.jpg 400w\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/403;\" \/><\/span><\/a><span class=\"meta-category\"><a class=\"ai-machine-learning\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/services\/ai-machine-learning\/\">IA et apprentissage automatique<\/a><a class=\"bfsi-fintech\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/industries\/bfsi-fintech\/\">BFSI\/ FinTech<\/a><a class=\"blogs\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/\">Blogs<\/a><a class=\"featured\" href=\"https:\/\/smartdev.com\/fr\/category\/featured\/\">En vedette<\/a><a class=\"podcast\" href=\"https:\/\/smartdev.com\/fr\/category\/podcast\/\">Podcast<\/a><\/span><a class=\"entire-meta-link\" href=\"https:\/\/smartdev.com\/fr\/a-simple-guide-of-digital-banking\/\" ><span class=\"screen-reader-text\">Digital Banking: A Simple Guide to Modern Banking for Everyday Life<\/span><\/a>\n            <div class=\"article-content-wrap\">\n              <div class=\"post-header\">\n                <span class=\"meta\"> 17 d\u00e9cembre 2025 <\/span>\n                <h3 class=\"title\">Digital Banking: A Simple Guide to Modern Banking for Everyday Life<\/h3>\n              <\/div><!--\/post-header-->\n              <div class=\"excerpt\">\n                Digital banking has become part of daily life for millions of people around the world.\u2026              <\/div>\n            <\/div>\n\n            <div class=\"post-meta\">\n              <span class=\"meta-author\"> <a href=\"https:\/\/smartdev.com\/fr\/author\/duong-nguyenthuy\/\"> <i class=\"icon-default-style icon-salient-m-user\"><\/i> Duong Nguyen Thuy<\/a> <\/span>\n\n              \n              <div class=\"nectar-love-wrap\">\n                <a href=\"#\" class=\"nectar-love\" id=\"nectar-love-36473\" title=\"J&#039;adore \u00e7a\"> <i class=\"icon-salient-heart-2\"><\/i><span class=\"love-text\">Amour<\/span><span class=\"total_loves\"><span class=\"nectar-love-count\">0<\/span><\/span><\/a>              <\/div><!--\/nectar-love-wrap-->\n            <\/div>\n\n          <\/div>\n\n        \n      <\/div><!--\/col-->\n\n      \n      <div class=\"col span_4 post-36461 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-blogs category-featured category-healthcare-medical-services category-podcast tag-ai tag-ai-in-health tag-ctrl-shifter-podcast tag-healthcare tag-healthcare-innovation\" >\n\n        \n            <div class=\"inner-wrap post-36461 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-blogs category-featured category-healthcare-medical-services category-podcast tag-ai tag-ai-in-health tag-ctrl-shifter-podcast tag-healthcare tag-healthcare-innovation\">\n\n            <a href=\"https:\/\/smartdev.com\/fr\/agentic-ai-and-healthcare\/\"  class=\"img-link\"><span class=\"post-featured-img\"><img decoding=\"async\" width=\"600\" height=\"403\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/medical-banner-with-doctor-patient-600x403.jpg\" class=\"attachment-portfolio-thumb size-portfolio-thumb wp-post-image lazyload\" alt=\"\" title=\"\" data-sizes=\"(min-width: 1300px) 33vw, (min-width: 1000px) 33vw, (min-width: 690px) 100vw, 100vw\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/medical-banner-with-doctor-patient-600x403.jpg 600w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/medical-banner-with-doctor-patient-18x12.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/medical-banner-with-doctor-patient-900x604.jpg 900w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/medical-banner-with-doctor-patient-400x269.jpg 400w\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/403;\" \/><\/span><\/a><span class=\"meta-category\"><a class=\"ai-machine-learning\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/services\/ai-machine-learning\/\">IA et apprentissage automatique<\/a><a class=\"blogs\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/\">Blogs<\/a><a class=\"featured\" href=\"https:\/\/smartdev.com\/fr\/category\/featured\/\">En vedette<\/a><a class=\"healthcare-medical-services\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/industries\/healthcare-medical-services\/\">Soins de sant\u00e9 et services m\u00e9dicaux<\/a><a class=\"podcast\" href=\"https:\/\/smartdev.com\/fr\/category\/podcast\/\">Podcast<\/a><\/span><a class=\"entire-meta-link\" href=\"https:\/\/smartdev.com\/fr\/agentic-ai-and-healthcare\/\" ><span class=\"screen-reader-text\">Can Agentic AI Become the Next Big Driver of Healthcare Innovation?<\/span><\/a>\n            <div class=\"article-content-wrap\">\n              <div class=\"post-header\">\n                <span class=\"meta\"> 17 d\u00e9cembre 2025 <\/span>\n                <h3 class=\"title\">Can Agentic AI Become the Next Big Driver of Healthcare Innovation?<\/h3>\n              <\/div><!--\/post-header-->\n              <div class=\"excerpt\">\n                Healthcare stands at one of the most defining moments in its modern history. Rising system\u2026              <\/div>\n            <\/div>\n\n            <div class=\"post-meta\">\n              <span class=\"meta-author\"> <a href=\"https:\/\/smartdev.com\/fr\/author\/duong-nguyenthuy\/\"> <i class=\"icon-default-style icon-salient-m-user\"><\/i> Duong Nguyen Thuy<\/a> <\/span>\n\n              \n              <div class=\"nectar-love-wrap\">\n                <a href=\"#\" class=\"nectar-love\" id=\"nectar-love-36461\" title=\"J&#039;adore \u00e7a\"> <i class=\"icon-salient-heart-2\"><\/i><span class=\"love-text\">Amour<\/span><span class=\"total_loves\"><span class=\"nectar-love-count\">0<\/span><\/span><\/a>              <\/div><!--\/nectar-love-wrap-->\n            <\/div>\n\n          <\/div>\n\n        \n      <\/div><!--\/col-->\n\n      \n      <div class=\"col span_4 post-36426 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-blogs category-featured category-it-services category-podcast tag-ai tag-ai-guardrails tag-ai-safety tag-ctrl-shifter-podcast tag-safety\" >\n\n        \n            <div class=\"inner-wrap post-36426 post type-post status-publish format-standard has-post-thumbnail category-ai-machine-learning category-blogs category-featured category-it-services category-podcast tag-ai tag-ai-guardrails tag-ai-safety tag-ctrl-shifter-podcast tag-safety\">\n\n            <a href=\"https:\/\/smartdev.com\/fr\/how-to-safely-scale-ai\/\"  class=\"img-link\"><span class=\"post-featured-img\"><img decoding=\"async\" width=\"600\" height=\"403\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/42541142_537Y_890mishd9lfl8pb3d0mj4d2vadkmsprcckmj0d8-600x403.jpg\" class=\"attachment-portfolio-thumb size-portfolio-thumb wp-post-image lazyload\" alt=\"\" title=\"\" data-sizes=\"(min-width: 1300px) 33vw, (min-width: 1000px) 33vw, (min-width: 690px) 100vw, 100vw\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/42541142_537Y_890mishd9lfl8pb3d0mj4d2vadkmsprcckmj0d8-600x403.jpg 600w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/42541142_537Y_890mishd9lfl8pb3d0mj4d2vadkmsprcckmj0d8-16x12.jpg 16w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/42541142_537Y_890mishd9lfl8pb3d0mj4d2vadkmsprcckmj0d8-900x604.jpg 900w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/42541142_537Y_890mishd9lfl8pb3d0mj4d2vadkmsprcckmj0d8-400x269.jpg 400w\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/403;\" \/><\/span><\/a><span class=\"meta-category\"><a class=\"ai-machine-learning\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/services\/ai-machine-learning\/\">IA et apprentissage automatique<\/a><a class=\"blogs\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/\">Blogs<\/a><a class=\"featured\" href=\"https:\/\/smartdev.com\/fr\/category\/featured\/\">En vedette<\/a><a class=\"it-services\" href=\"https:\/\/smartdev.com\/fr\/category\/blogs\/industries\/it-services\/\">Services informatiques<\/a><a class=\"podcast\" href=\"https:\/\/smartdev.com\/fr\/category\/podcast\/\">Podcast<\/a><\/span><a class=\"entire-meta-link\" href=\"https:\/\/smartdev.com\/fr\/how-to-safely-scale-ai\/\" ><span class=\"screen-reader-text\">Safely Scaling AI with Guardrails<\/span><\/a>\n            <div class=\"article-content-wrap\">\n              <div class=\"post-header\">\n                <span class=\"meta\"> 10 d\u00e9cembre 2025 <\/span>\n                <h3 class=\"title\">Safely Scaling AI with Guardrails<\/h3>\n              <\/div><!--\/post-header-->\n              <div class=\"excerpt\">\n                AI is transforming industries, automating processes, and driving innovation. However, as businesses scale their AI\u2026              <\/div>\n            <\/div>\n\n            <div class=\"post-meta\">\n              <span class=\"meta-author\"> <a href=\"https:\/\/smartdev.com\/fr\/author\/duong-nguyenthuy\/\"> <i class=\"icon-default-style icon-salient-m-user\"><\/i> Duong Nguyen Thuy<\/a> <\/span>\n\n              \n              <div class=\"nectar-love-wrap\">\n                <a href=\"#\" class=\"nectar-love\" id=\"nectar-love-36426\" title=\"J&#039;adore \u00e7a\"> <i class=\"icon-salient-heart-2\"><\/i><span class=\"love-text\">Amour<\/span><span class=\"total_loves\"><span class=\"nectar-love-count\">0<\/span><\/span><\/a>              <\/div><!--\/nectar-love-wrap-->\n            <\/div>\n\n          <\/div>\n\n        \n      <\/div><!--\/col-->\n\n      \n    <\/div><!--\/blog-recent-->\n\n  \n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69e5e59be3c40\"  data-column-margin=\"default\" data-midnight=\"dark\" data-top-percent=\"4%\" data-bottom-percent=\"6%\"  class=\"wpb_row vc_row-fluid vc_row full-width-section vc_row-o-equal-height vc_row-flex  top_padding_phone_3pct bottom_padding_phone_3pct\"  style=\"padding-top: calc(100vw * 0.04); 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