{"id":36180,"date":"2025-12-01T15:16:48","date_gmt":"2025-12-01T15:16:48","guid":{"rendered":"https:\/\/smartdev.com\/?p=36180"},"modified":"2025-12-03T09:52:06","modified_gmt":"2025-12-03T09:52:06","slug":"cross-border-payments-for-global-businesses","status":"publish","type":"post","link":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/","title":{"rendered":"Cross Border Payments: A Practical Guide for Modern Global Businesses"},"content":{"rendered":"<div id=\"fws_69dcb49ab2814\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>\u5c0e\u5165<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">Global business no longer happens in one place. Companies hire talent across continents, work with suppliers in different regions, and serve customers from nearly anywhere. To keep everything running, money needs to move across borders just as smoothly as information or products. <a href=\"https:\/\/www.bankofengland.co.uk\/payment-and-settlement\/cross-border-payments\">Cross border payments<\/a> make this possible, yet many leaders still find them confusing because of the layers of banking systems, regulations, and currencies involved.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">This guide breaks down the essentials in a simple, business-friendly way. You\u2019ll learn what cross border payments are, why they matter, the main methods companies use, and the challenges that often create friction. We also include leadership insights shared by fintech executive <\/span><a href=\"https:\/\/www.linkedin.com\/in\/jan-lorenc-00404731\/\"><b><span data-contrast=\"auto\">Jan Lorenc<\/span><\/b><\/a><span data-contrast=\"auto\"> on the <\/span><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><b><span data-contrast=\"auto\">Ctrl Shifter Podcast<\/span><\/b><\/a><span data-contrast=\"auto\">, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p aria-level=\"2\"><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><b><span data-contrast=\"none\"><img decoding=\"async\" class=\"size-full wp-image-36182 aligncenter lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13.png\" alt=\"\" width=\"1280\" height=\"720\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13.png 1280w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13-300x169.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13-1024x576.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13-768x432.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Ep13-18x10.png 18w\" data-sizes=\"(max-width: 1280px) 100vw, 1280px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1280px; --smush-placeholder-aspect-ratio: 1280\/720;\" \/><\/span><\/b><\/a><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"What_Are_Cross_Border_Payments\"><\/span><b><span data-contrast=\"none\">What Are Cross Border Payments?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\"><a href=\"https:\/\/www.bankofengland.co.uk\/payment-and-settlement\/cross-border-payments\">Cross border payments<\/a> are transactions where the sender and the recipient are located in different countries. Although they look similar to <a href=\"https:\/\/smartdev.com\/jp\/closed-loop-vs-open-loop-payment-systems-which-one-rules-the-future-of-transactions\/\">domestic transfers<\/a>, international payments involve several additional layers. Funds may pass through multiple banks, go through compliance checks in several jurisdictions, and be converted into another currency before reaching the final account.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">These extra steps help ensure security and regulatory compliance, but they also explain why cross border payments sometimes take longer or cost more than local transactions.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Why_Do_Cross_Border_Payments_Matter\"><\/span><b><span data-contrast=\"none\">Why Do Cross Border Payments Matter?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">\u3068\u3057\u3066 <a href=\"https:\/\/smartdev.com\/jp\/practical-guide-for-business-ai-transformation\/\">business models<\/a> become more global, moving money across borders becomes a core operational need. Companies rely on international payments to:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Pay suppliers or partners<\/span><\/li>\n<li><span data-contrast=\"auto\">Hire remote talent<\/span><\/li>\n<li><span data-contrast=\"auto\">Support customers in new markets<\/span><\/li>\n<li><span data-contrast=\"auto\">Transfer funds between global offices<\/span><\/li>\n<li><span data-contrast=\"auto\">Maintain stable and predictable cash flow<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">When payments flow smoothly, companies gain confidence to expand and manage international operations. When they do not, delays and uncertainty can disrupt everything from payroll to <a href=\"https:\/\/smartdev.com\/jp\/ai-and-blockchain\/\">supply chain planning<\/a>.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Cross_Border_Payment_Methods\"><\/span><b><span data-contrast=\"none\">Cross Border Payment Methods<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">Businesses can move money internationally in several ways, depending on their priorities around speed, cost, and transparency.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><br \/>\n<img decoding=\"async\" class=\"size-full wp-image-36198 aligncenter lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25.png\" alt=\"\" width=\"1366\" height=\"768\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25.png 1366w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25-300x169.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25-1024x576.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25-768x432.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-25-18x10.png 18w\" data-sizes=\"(max-width: 1366px) 100vw, 1366px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1366px; --smush-placeholder-aspect-ratio: 1366\/768;\" \/><br \/>\n<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">Bank Transfers<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">Traditional banks send funds through correspondent partners connected across different countries. This method is secure and well established, though it can be slower because multiple institutions may handle the transfer before it reaches the recipient.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">SWIFT<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\"><a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/050515\/how-swift-system-works.asp\">SWIFT<\/a> powers the messaging behind most global transactions. It enables banks to communicate payment instructions securely. While reliable, it still depends on the underlying banking chain, which means processing times can vary from a few hours to several days.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">Fintech Platforms<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">Fintech providers connect directly to local payment systems in multiple markets. This reduces the number of intermediaries and often results in faster settlement, clearer pricing, and real-time visibility. For growing companies, these advantages can simplify daily operations significantly.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">Cards and Digital Wallets<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">These options work well for consumers and small online purchases. They are quick and convenient but not designed for larger business transfers that require more control and documentation.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"What_Are_the_Key_Challenges_for_Cross_Border_Payments\"><\/span><b><span data-contrast=\"none\">What Are the Key Challenges for Cross Border Payments?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">Even with rapid innovation, cross border payments continue to face obstacles that businesses must navigate carefully.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\"><img decoding=\"async\" class=\"size-full wp-image-36199 aligncenter lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26.png\" alt=\"\" width=\"1366\" height=\"768\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26.png 1366w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26-300x169.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26-1024x576.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26-768x432.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Blog-Thumbnail-Design-NA-Ha-26-18x10.png 18w\" data-sizes=\"(max-width: 1366px) 100vw, 1366px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1366px; --smush-placeholder-aspect-ratio: 1366\/768;\" \/>1. Regulatory Differences<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">Each country has its own rules for verifying transactions, checking identity, and <a href=\"https:\/\/smartdev.com\/jp\/ai-use-cases-in-risk-management\/\">monitoring risks<\/a>. Missing documents or unclear information can trigger reviews and slow down the payment. For businesses operating across multiple regions, staying compliant becomes an ongoing responsibility that requires strong internal processes.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">2. Currency Fluctuations<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">Foreign exchange rates shift throughout the day, affecting how much the recipient ultimately receives. Without proper planning, businesses may face unexpected costs or loss in value. Many finance teams rely on hedging tools or scheduled transfers to reduce the impact of volatility.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">3. Multiple Intermediaries<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">When a payment travels through several correspondent banks, each one adds time and potential fees. If any intermediary pauses the transaction for review, the entire process stalls. This makes it harder for finance teams to predict timelines and communicate status updates to internal stakeholders.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4 aria-level=\"3\"><b><span data-contrast=\"none\">4. Operational Complexity<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">Cross border payments involve coordination across teams, time zones, and external partners. A missing detail, a delayed response, or a misunderstanding can slow the entire process. Companies that operate globally often invest heavily in clear communication and standardized workflows to reduce these bottlenecks.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Insights_From_the_Ctrl_Shifter_Podcast\"><\/span><b><span data-contrast=\"none\">Insights From the Ctrl Shifter Podcast<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">On the <\/span><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><b><span data-contrast=\"auto\">Ctrl Shifter Podcast<\/span><\/b><\/a><span data-contrast=\"auto\">, fintech leader <\/span><a href=\"https:\/\/www.linkedin.com\/in\/jan-lorenc-00404731\/\"><b><span data-contrast=\"auto\">Jan Lorence<\/span><\/b><\/a><span data-contrast=\"auto\"> shared valuable lessons from building and scaling a regulated <a href=\"https:\/\/smartdev.com\/jp\/ai-the-keystone-of-modern-payment-security-architecture\/\">cross border payments<\/a> business. His perspective highlights that global payments depend not only on technology but also on strong leadership and aligned teams.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">He explained that teams today operate across different cultures and time zones, which makes clear communication essential. Leaders must express the company\u2019s mission in simple, consistent terms so everyone understands the direction and feels connected to the work. This alignment becomes even more important when entering new markets or adapting to new regulations. As Jan noted, the real goal is ensuring everyone can <\/span><i><span data-contrast=\"auto\">\u201cpull in the same direction.\u201d<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Jan also emphasized the importance of hiring flexible, curious, and adaptable people. Fintech moves quickly. Tasks shift, priorities change, and new challenges appear often. Team members need an entrepreneurial mindset \u2014 one that encourages initiative rather than waiting for detailed instructions.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Strong communication and a proactive culture not only help global teams stay aligned but also directly improve the reliability and quality of cross border payment operations.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><b><span data-contrast=\"none\"><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><img decoding=\"async\" class=\"size-full wp-image-36188 aligncenter lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You.png\" alt=\"\" width=\"1080\" height=\"1080\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You.png 1080w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-300x300.png 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-1024x1024.png 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-150x150.png 150w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-768x768.png 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-500x500.png 500w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-12x12.png 12w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-140x140.png 140w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-100x100.png 100w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-350x350.png 350w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-1000x1000.png 1000w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-4-Thank-You-800x800.png 800w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/a><\/span><\/b><\/h3>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"How_to_Send_a_Cross_Border_Payment\"><\/span><b><span data-contrast=\"none\">How to Send a Cross Border Payment<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">With the right preparation, sending a cross border payment becomes a simpler and more predictable process.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">1. Choose the Right Payment Provider<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\">Decide whether a traditional bank, a SWIFT-connected partner, or a fintech platform fits your needs. Consider factors such as speed, cost, supported currencies, and the level of tracking offered. The provider you choose will shape the experience for both your team and your recipients.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">2. Prepare Accurate Recipient Information<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\">Make sure you have the correct account details, bank identifiers, and receiving currency. Even minor mistakes can cause delays or rejections. Accurate information helps avoid unnecessary back-and-forth communication with banks or support teams.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">3. Confirm Required Documents<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\">Some jurisdictions require invoices, contracts, or purpose-of-payment statements. Preparing these documents in advance ensures smooth compliance checks and reduces the chance of your payment being held for review, especially for high-value transactions.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">4. Submit the Payment<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\">Once everything is in place, submit the transfer through your chosen provider. The system will handle routing and currency conversion. Many companies choose providers that offer transparent fees and predictable timelines so finance teams can plan effectively.<\/span><\/p>\n<h4><b><span data-contrast=\"none\">5. Track the Progress<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\">Most modern platforms provide real-time tracking. This visibility helps finance teams manage internal expectations, respond quickly to issues, and maintain accurate records for reconciliation or audit processes.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><b><span data-contrast=\"none\">\u6700\u5f8c\u306b<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">Cross border payments are a vital part of global business. Understanding how they work helps leaders reduce friction, support growth, and create more predictable operations. The insights from the <\/span><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><b><span data-contrast=\"auto\">Ctrl Shifter Podcast<\/span><\/b><\/a><span data-contrast=\"auto\"> also remind us that behind every reliable payment system is a strong team that communicates well, adapts quickly, and stays aligned around a shared purpose.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Ready to learn more?<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Listen to the full conversation with <a href=\"https:\/\/www.linkedin.com\/in\/jan-lorenc-00404731\/\">Jan Lorence<\/a> on the <a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\">Ctrl + Shifter Podcast<\/a> for deeper insights into leadership alignment, global team communication, and what it really takes to scale a regulated cross border payments business.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/youtu.be\/ajNzcz-5P9Y\"><img decoding=\"async\" class=\"size-full wp-image-36192 aligncenter lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1280\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-scaled.jpg 2560w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-300x150.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-1024x512.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-768x384.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-1536x768.jpg 1536w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-2048x1024.jpg 2048w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-18x9.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-1000x500.jpg 1000w, https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/Post-3-Announcement-launch-670x335.jpg 670w\" data-sizes=\"(max-width: 2560px) 100vw, 2560px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560\/1280;\" \/><\/a><\/p>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"Introduction Global business no longer happens in one place. Companies hire talent across continents, work...","protected":false},"author":37,"featured_media":36183,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[91,73,100,88,4,167],"tags":[62,138,162,146,59,144,163],"class_list":{"0":"post-36180","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bfsi-fintech","8":"category-blog-video","9":"category-blogs","10":"category-digitalization-platform","11":"category-featured","12":"category-podcast","13":"tag-ai","14":"tag-business","15":"tag-cross-border-payment","16":"tag-ctrl-shifter-podcast","17":"tag-fintech","18":"tag-safety","19":"tag-tech"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev<\/title>\n<meta name=\"description\" content=\"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev\" \/>\n<meta property=\"og:description\" content=\"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/\" \/>\n<meta property=\"og:site_name\" content=\"SmartDev\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.youtube.com\/@smartdevllc\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-01T15:16:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-03T09:52:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Duong Nguyen Thuy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@smartdevllc\" \/>\n<meta name=\"twitter:site\" content=\"@smartdevllc\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"Duong Nguyen Thuy\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"7\u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/\"},\"author\":{\"name\":\"Duong Nguyen Thuy\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#\\\/schema\\\/person\\\/53f0e7ad2535634a4ee63112e0cb54ed\"},\"headline\":\"Cross Border Payments: A Practical Guide for Modern Global Businesses\",\"datePublished\":\"2025-12-01T15:16:48+00:00\",\"dateModified\":\"2025-12-03T09:52:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/\"},\"wordCount\":1357,\"publisher\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/12249783_3171-scaled.jpg\",\"keywords\":[\"AI\",\"Business\",\"Cross Border Payment\",\"Ctrl Shifter podcast\",\"fintech\",\"Safety\",\"Tech\"],\"articleSection\":[\"BFSI\\\/ FinTech\",\"Blog Video\",\"Blogs\",\"Digitalization Platform\",\"Featured\",\"Podcast\"],\"inLanguage\":\"ja\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/\",\"url\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/\",\"name\":\"Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/12249783_3171-scaled.jpg\",\"datePublished\":\"2025-12-01T15:16:48+00:00\",\"dateModified\":\"2025-12-03T09:52:06+00:00\",\"description\":\"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#breadcrumb\"},\"inLanguage\":\"ja\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ja\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#primaryimage\",\"url\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/12249783_3171-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/12249783_3171-scaled.jpg\",\"width\":2560,\"height\":2560,\"caption\":\"Bitcoin secure worldwide payment money transfer flat 3d isometry isometric concept web infographics vector illustration. Laptop smartphone bit coin lock key transaction. Creative people collection.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/cross-border-payments-for-global-businesses\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/smartdev.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cross Border Payments: A Practical Guide for Modern Global Businesses\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#website\",\"url\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/\",\"name\":\"SmartDev\",\"description\":\"Al Powered Software Development\",\"publisher\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#organization\"},\"alternateName\":\"SmartDev\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ja\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#organization\",\"name\":\"SmartDev\",\"alternateName\":\"SmartDev\",\"url\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ja\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/SMD-Logo-New-Main-scaled.png\",\"contentUrl\":\"https:\\\/\\\/smartdev.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/SMD-Logo-New-Main-scaled.png\",\"width\":2560,\"height\":550,\"caption\":\"SmartDev\"},\"image\":{\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.youtube.com\\\/@smartdevllc\",\"https:\\\/\\\/x.com\\\/smartdevllc\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/4873071\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/#\\\/schema\\\/person\\\/53f0e7ad2535634a4ee63112e0cb54ed\",\"name\":\"Duong Nguyen Thuy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ja\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g\",\"caption\":\"Duong Nguyen Thuy\"},\"description\":\"Duong is a passionate IT enthusiast working at SmartDev, where she brings valuable insights and fresh perspectives to the team. With a strong understanding of emerging tech trends, she contributes her knowledge to support the company\u2019s projects and drive innovation. Eager to learn and share, Duong actively engages with the tech community, offering unique ideas and helping our team grow in the ever-evolving IT landscape.\",\"url\":\"https:\\\/\\\/smartdev.com\\\/jp\\\/author\\\/duong-nguyenthuy\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev","description":"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/","og_locale":"ja_JP","og_type":"article","og_title":"Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev","og_description":"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.","og_url":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/","og_site_name":"SmartDev","article_publisher":"https:\/\/www.youtube.com\/@smartdevllc","article_published_time":"2025-12-01T15:16:48+00:00","article_modified_time":"2025-12-03T09:52:06+00:00","og_image":[{"width":2560,"height":2560,"url":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg","type":"image\/jpeg"}],"author":"Duong Nguyen Thuy","twitter_card":"summary_large_image","twitter_creator":"@smartdevllc","twitter_site":"@smartdevllc","twitter_misc":{"\u57f7\u7b46\u8005":"Duong Nguyen Thuy","\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593":"7\u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#article","isPartOf":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/"},"author":{"name":"Duong Nguyen Thuy","@id":"https:\/\/smartdev.com\/jp\/#\/schema\/person\/53f0e7ad2535634a4ee63112e0cb54ed"},"headline":"Cross Border Payments: A Practical Guide for Modern Global Businesses","datePublished":"2025-12-01T15:16:48+00:00","dateModified":"2025-12-03T09:52:06+00:00","mainEntityOfPage":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/"},"wordCount":1357,"publisher":{"@id":"https:\/\/smartdev.com\/jp\/#organization"},"image":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg","keywords":["AI","Business","Cross Border Payment","Ctrl Shifter podcast","fintech","Safety","Tech"],"articleSection":["BFSI\/ FinTech","Blog Video","Blogs","Digitalization Platform","Featured","Podcast"],"inLanguage":"ja"},{"@type":"WebPage","@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/","url":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/","name":"Cross Border Payments: A Practical Guide for Modern Global Businesses | SmartDev","isPartOf":{"@id":"https:\/\/smartdev.com\/jp\/#website"},"primaryImageOfPage":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#primaryimage"},"image":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#primaryimage"},"thumbnailUrl":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg","datePublished":"2025-12-01T15:16:48+00:00","dateModified":"2025-12-03T09:52:06+00:00","description":"Explore leadership insights on cross border payments by fintech executive Jan Lorenc on the Ctrl Shifter Podcast, offering a behind-the-scenes view of what it takes to operate a regulated global payments business.","breadcrumb":{"@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#breadcrumb"},"inLanguage":"ja","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/"]}]},{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#primaryimage","url":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg","contentUrl":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/12\/12249783_3171-scaled.jpg","width":2560,"height":2560,"caption":"Bitcoin secure worldwide payment money transfer flat 3d isometry isometric concept web infographics vector illustration. Laptop smartphone bit coin lock key transaction. Creative people collection."},{"@type":"BreadcrumbList","@id":"https:\/\/smartdev.com\/jp\/cross-border-payments-for-global-businesses\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/smartdev.com\/"},{"@type":"ListItem","position":2,"name":"Cross Border Payments: A Practical Guide for Modern Global Businesses"}]},{"@type":"WebSite","@id":"https:\/\/smartdev.com\/jp\/#website","url":"https:\/\/smartdev.com\/jp\/","name":"\u30b9\u30de\u30fc\u30c8\u30c7\u30d6","description":"AI\u3092\u6d3b\u7528\u3057\u305f\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u958b\u767a","publisher":{"@id":"https:\/\/smartdev.com\/jp\/#organization"},"alternateName":"SmartDev","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/smartdev.com\/jp\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ja"},{"@type":"Organization","@id":"https:\/\/smartdev.com\/jp\/#organization","name":"\u30b9\u30de\u30fc\u30c8\u30c7\u30d6","alternateName":"SmartDev","url":"https:\/\/smartdev.com\/jp\/","logo":{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/smartdev.com\/jp\/#\/schema\/logo\/image\/","url":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/04\/SMD-Logo-New-Main-scaled.png","contentUrl":"https:\/\/smartdev.com\/wp-content\/uploads\/2025\/04\/SMD-Logo-New-Main-scaled.png","width":2560,"height":550,"caption":"SmartDev"},"image":{"@id":"https:\/\/smartdev.com\/jp\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.youtube.com\/@smartdevllc","https:\/\/x.com\/smartdevllc","https:\/\/www.linkedin.com\/company\/4873071\/"]},{"@type":"Person","@id":"https:\/\/smartdev.com\/jp\/#\/schema\/person\/53f0e7ad2535634a4ee63112e0cb54ed","name":"Duong Nguyen Thuy","image":{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/secure.gravatar.com\/avatar\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4c0db7ee1b636755031ff9ae8e9b6d0f96d40f3b1bed5c554f68614b1ac8ef50?s=96&d=mm&r=g","caption":"Duong Nguyen Thuy"},"description":"Duong is a passionate IT enthusiast working at SmartDev, where she brings valuable insights and fresh perspectives to the team. With a strong understanding of emerging tech trends, she contributes her knowledge to support the company\u2019s projects and drive innovation. Eager to learn and share, Duong actively engages with the tech community, offering unique ideas and helping our team grow in the ever-evolving IT landscape.","url":"https:\/\/smartdev.com\/jp\/author\/duong-nguyenthuy\/"}]}},"_links":{"self":[{"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/posts\/36180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/comments?post=36180"}],"version-history":[{"count":0,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/posts\/36180\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/media\/36183"}],"wp:attachment":[{"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/media?parent=36180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/categories?post=36180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartdev.com\/jp\/wp-json\/wp\/v2\/tags?post=36180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}