{"id":15704,"date":"2022-11-21T20:11:21","date_gmt":"2022-11-21T13:11:21","guid":{"rendered":"https:\/\/www.smartdev.com\/?p=15704"},"modified":"2024-07-18T07:55:01","modified_gmt":"2024-07-18T07:55:01","slug":"starbucks-rewards-app-a-perfect-example-of-perks","status":"publish","type":"post","link":"https:\/\/smartdev.com\/kr\/starbucks-rewards-app-a-perfect-example-of-perks\/","title":{"rendered":"\uc2a4\ud0c0\ubc85\uc2a4 \ub9ac\uc6cc\ub4dc \uc571: \ud37c\ud06c\uc758 \uc644\ubcbd\ud55c \uc608"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\ucc28\uc785\ud560 \uc0ac\uc5c5 \ubaa8\ub378\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74 \uc2a4\ud0c0\ubc85\uc2a4\uac00 \uac1c\ubc1c\ud55c \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\ubcf4\ub2e4 \ub354 \ub098\uc740 \uc120\ud0dd\uc740 \uc5c6\uc744 \uac83\uc785\ub2c8\ub2e4. \uc758\ub3c4\uc801\uc774\ub4e0 \uc544\ub2c8\ub4e0, \uc2a4\ud0c0\ubc85\uc2a4\ub294 \uac00\uc7a5 \ucda9\uc131\ub3c4 \ub192\uc740 \uace0\uac1d\ub4e4\uc758 \ud638\uc758\ub85c \uc218\uc2ed\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \ubb34\uc774\uc790 \ub300\ucd9c\uc758 \uc218\ud61c\uc790\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub54c\ub85c\ub294 \uc88b\uc740 \uc544\uc774\ub514\uc5b4\uac00 \uc788\uace0, \ub54c\ub85c\ub294 \uc544\ubb34\ub3c4 \uc2dc\ub3c4\ud574 \ubcf4\uc9c0 \ubabb\ud588\uc744 \uc815\ub3c4\ub85c \ub180\ub77c\uc6b4 \uc544\uc774\ub514\uc5b4\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ucee4\ud53c \ub300\uae30\uc5c5\uc740 \ub9c8\uce58 \ud669\uae08\uc54c\uc744 \ub0b3\ub294 \uac70\uc704, \uc989 \ub3c8\ub098\ubb34\uc640 \uac19\uc740 \uc7ac\uc815\uc801 \ud61c\ud0dd\uc744 \ub9cc\ub4e4\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4. \ub9d0 \uadf8\ub300\ub85c \ub3c8\uc744 \uacf5\uc9dc\ub85c \uc5bb\uc740 \uac83\uc785\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uadf8\ub807\ub2e4\uba74 \ub514\uc9c0\ud138 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\uba70, \uc5b4\ub5bb\uac8c \uc2e4\ud604\ub420 \uc218 \uc788\uc5c8\uc744\uae4c\uc694? \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc740 \ub208\uc5d0 \ubcf4\uc774\ub294 \uac83 \uc774\uc0c1\uc77c\uae4c\uc694? \uadf8\ub9ac\uace0 \uae30\uc5c5\ub4e4\uc740 \ub514\uc9c0\ud138 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc5b4\ub5a4 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc744\uae4c\uc694?<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Starbucks_Rewards_Program_Let_There_Be_Light\"><\/span><span style=\"font-weight: 400;\">\uc2a4\ud0c0\ubc85\uc2a4 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8: \ube5b\uc774 \uc788\uc73c\ub77c<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_15706\" style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-15706\" class=\"size-large wp-image-15706 lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280-1024x702.jpg\" alt=\"\" width=\"1024\" height=\"702\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280-1024x702.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280-300x206.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280-768x526.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280-18x12.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/idea-gbe2fac882_1280.jpg 1280w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/702;\" \/><p id=\"caption-attachment-15706\" class=\"wp-caption-text\">\uac00\uc7a5 \ud6cc\ub96d\ud55c \uc544\uc774\ub514\uc5b4 \uc911 \uc77c\ubd80\ub294 \uc6b0\uc5f0\ud788 \ub5a0\uc624\ub974\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p><\/div>\n<p><a href=\"https:\/\/www.starbucks.com\/rewards\"><span style=\"font-weight: 400;\">\uc2a4\ud0c0\ubc85\uc2a4 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8<\/span><\/a><span style=\"font-weight: 400;\"> \uc2dc\uc791\uc740 \uaf64 \ucd08\ub77c\ud588\uc2b5\ub2c8\ub2e4. 2008\ub144\uc5d0 \uac04\ub2e8\ud55c \ud380\uce58 \uce74\ub4dc \uc2dc\uc2a4\ud15c\uc73c\ub85c \uc2dc\uc791\ud588\ub294\ub370, \uc5f4 \uc794\ub9c8\ub2e4 \ubb34\ub8cc\uc600\uc2b5\ub2c8\ub2e4. \uac70\uc758 \ubaa8\ub4e0 \uacf3\uc5d0\uc11c \uc624\ub7ab\ub3d9\uc548 \uc0ac\uc6a9\ub418\uc5b4 \uc628 \uc77c\uc885\uc758 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc774\uc5c8\uace0, \ubcc4\ub2e4\ub978 \uace0\ubbfc \uc5c6\uc774 \ub9cc\ub4e4\uc5b4\ub0bc \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uac19\uc740 \ud574, \uc2a4\ud0c0\ubc85\uc2a4\ub294 &quot;\uc288\ud37c \uc720\uc800&quot;\ub77c\uace0 \ubd88\ub9ac\ub294 \ub2e8\uace8 \uace0\uac1d\uc5d0\uac8c \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uc2a4\ud0c0\ubc85\uc2a4 \uace8\ub4dc \uce74\ub4dc\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uace0\uac1d\ub4e4\uc740 \ub2e4\uc591\ud55c \ubcf4\ub108\uc2a4\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub4e4\uc774 \ubc1b\uc740 \ud61c\ud0dd\uc740 \uc9c0\uae08 \ub2f9\uc7a5\uc740 \ud070 \uc758\ubbf8\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ud574, \uc2a4\ud0c0\ubc85\uc2a4\ub294 \ud380\uce58 \uce74\ub4dc\uc640 \uace8\ub4dc \uce74\ub4dc\ub97c \ud558\ub098\uc758 \uc2dc\uc2a4\ud15c\uc778 \ub9c8\uc774 \uc2a4\ud0c0\ubc85\uc2a4 \ub9ac\uc6cc\ub4dc(My Starbucks Rewards)\ub85c \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc571\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uace0\uac1d \ub4f1\uae09\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uc774 \uc571\uc740 \uc778\uae30\ub97c \ub04c\uba74\uc11c \uc57d 10%\uc758 \uad6c\ub9e4\uac00 \ud68c\uc0ac\uc758 \ub9ac\uc6cc\ub4dc \uc571\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 2016\ub144\uae4c\uc9c0 \uac70\uc758 \ubcc0\ud558\uc9c0 \uc54a\uc558\ub294\ub370, 2016\ub144 \uc2a4\ud0c0\ubc85\uc2a4\ub294 \ubc29\ubb38\ub2f9 \ub9ac\uc6cc\ub4dc\uc5d0\uc11c \uad6c\ub9e4\ub2f9 \ub9ac\uc6cc\ub4dc\ub85c \ub9ac\uc6cc\ub4dc \uad6c\uc870\ub97c \ubcc0\uacbd\ud558\uace0 \ubcc4 \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 2018\ub144\uc5d0\ub294 \ub9c8\uc9c0\ub9c9 \ub450 \ubc88\uc9f8 \ub2e8\uacc4\uac00 \ub3c4\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc2a4\ud0c0\ubc85\uc2a4\ub294 \ube44\uc790 \uce74\ub4dc\ub97c \ubc1c\uae09\ud588\uace0, \uc774 \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \ub9ac\uc6cc\ub4dc\ub97c \ubc1b\uc744 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uc774 \uc774\uc57c\uae30\uc758 \ud575\uc2ec\uc740, \ub098\ubb47\uac00\uc9c0\ub97c \ube44\ube44\ub358 \uc6d0\uc2dc\uc778\uc774 \uc774\ub97c \ucda9\ubd84\ud788 \ubc18\ubcf5\ud558\uba74 \ubd88\uc744 \ud53c\uc6b8 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uae68\ub2eb\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2dc\uac04\uacfc \uc5f0\uc2b5, \uadf8\ub9ac\uace0 \ud589\uc6b4\uc774 \ud544\uc694\ud560\uc9c0 \ubaa8\ub974\uc9c0\ub9cc, \uacb0\uad6d\uc5d0\ub294 \uc5c4\uccad\ub09c \ubcf4\uc0c1\uc774 \uae30\ub2e4\ub9ac\uace0 \uc788\uc5b4 \ud310\ub3c4\ub97c \ubc14\uafc0 \ub9cc\ud55c \uacb0\uacfc\ub97c \uac00\uc838\uc635\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Imagine_Interest-Free_Loans_from_Customers\"><\/span><span style=\"font-weight: 400;\">\uace0\uac1d\uc73c\ub85c\ubd80\ud130 \ubb34\uc774\uc790 \ub300\ucd9c\uc744 \uc0c1\uc0c1\ud574\ubcf4\uc138\uc694<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-15705 lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/quote-show-me-the-incentive-and-i-will-show-you-the-outcome-charlie-munger-138-85-72.jpg\" alt=\"\uc778\uc13c\ud2f0\ube0c\ub97c \ubcf4\uc5ec\uc8fc\uc138\uc694\" width=\"850\" height=\"400\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/quote-show-me-the-incentive-and-i-will-show-you-the-outcome-charlie-munger-138-85-72.jpg 850w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/quote-show-me-the-incentive-and-i-will-show-you-the-outcome-charlie-munger-138-85-72-300x141.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/quote-show-me-the-incentive-and-i-will-show-you-the-outcome-charlie-munger-138-85-72-768x361.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/quote-show-me-the-incentive-and-i-will-show-you-the-outcome-charlie-munger-138-85-72-18x8.jpg 18w\" data-sizes=\"(max-width: 850px) 100vw, 850px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 850px; --smush-placeholder-aspect-ratio: 850\/400;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\uc815\ub9d0 \ud68d\uae30\uc801\uc778 \uac83\uc740 \uace0\uac1d\uc774 \ub098\uc911\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub9ac\uc6cc\ub4dc \uce74\ub4dc\uc5d0 \uae08\uc561\uc744 \ucda9\uc804\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c \uac83\uc785\ub2c8\ub2e4. \uc2a4\ud0c0\ubc85\uc2a4 \uacc4\uc815\uc5d0 \uae08\uc561\uc744 \ucda9\uc804\ud558\uba74 \ub098\uc911\uc5d0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ucd94\uac00 \ubcc4\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4. \ub2e8\uace8 \uace0\uac1d\uc774 \ub9ce\uace0 \ub9e4\uc7a5\ub3c4 \ub9ce\uc740 \ub9cc\ud07c, \uc774\ub294 \uace0\uac1d\uacfc \ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \ud569\ub9ac\uc801\uc778 \uc120\ud0dd\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uc7ac\ubc29\ubb38\ud560 \uac83\uc774\ub77c\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc73c\ub2c8, \ucda9\uc804\ud574\uc11c \ubcf4\ub108\uc2a4\ub97c \ubc1b\ub294 \uac8c \uc5b4\ub5a8\uae4c\uc694?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uba85\ud655\ud558\uac8c \uc124\uba85\ud558\uc790\uba74, \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\ud604\uae08 \ub610\ub294 \uc9c1\ubd88\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \ubcf4\uc0c1 \uace0\uac1d\uc740 \uc9c0\ucd9c\ud55c \ub2ec\ub7ec\ub2f9 \ubcc4 1\uac1c\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\uacc4\uc815\uc5d0 \ud604\uae08\uc744 \uc0ac\uc804 \ub85c\ub4dc\ud558\uac70\ub098 \uae30\ud504\ud2b8 \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \ubcf4\uc0c1 \uace0\uac1d\uc740 \uc9c0\ucd9c\ud55c \ub2ec\ub7ec\ub2f9 2\uac1c\uc758 \ubcc4\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visa Starbucks \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \ubcf4\uc0c1 \uace0\uac1d\uc740 \uc9c0\ucd9c\ud55c \ub2ec\ub7ec\ub2f9 3\uac1c\uc758 \ubcc4\uc744 \ubc1b\uace0, \ucc98\uc74c 3\uac1c\uc6d4 \ub3d9\uc548 $500\uc744 \uc9c0\ucd9c\ud558\uba74 4,500\uac1c\uc758 \ubcc4\uc744 \uc5bb\uace0, \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uc5ec Starbucks \uacc4\uc815\uc744 \ucc98\uc74c \ucda9\uc804\ud558\uba74 300\uac1c\uc758 \ubcc4\uc744 \uc5bb\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\uc6cc\ub80c \ubc84\ud54f\uc758 \uc624\ub978\ud314\uc774\uc790 \uc804\uc124\uc801\uc778 \ud22c\uc790\uc790\ub85c\uc11c <\/span><a href=\"https:\/\/en.wikipedia.org\/wiki\/Charlie_Munger\"><span style=\"font-weight: 400;\">\ucc30\ub9ac \uba4d\uac70<\/span><\/a><span style=\"font-weight: 400;\"> &quot;\uc778\uc13c\ud2f0\ube0c\ub97c \ubcf4\uc5ec\uc8fc\uc2dc\uba74 \uacb0\uacfc\ub97c \ubcf4\uc5ec\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.&quot;\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc704\uc640 \uac19\uc740 \uc778\uc13c\ud2f0\ube0c \ub355\ubd84\uc5d0 \uace0\uac1d\uc740 \uc2a4\ud0c0\ubc85\uc2a4 \ub9ac\uc6cc\ub4dc \uc571\uc5d0 \ub3c8\uc744 \ucda9\uc804\ud560 \uba85\ud655\ud55c \uc774\uc720\ub97c \uac16\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uadf8\ub798\uc11c \uace0\uac1d\ub4e4\uc740 \ub3c8\uc744 \ucc59\uacbc\uace0, \uc2a4\ud0c0\ubc85\uc2a4\ub294 \uc0ac\uc2e4\uc0c1 \ubb34\uc774\uc790 \ub300\ucd9c\uc5d0 \ud574\ub2f9\ud558\ub294 10\uc5b5 \ub2ec\ub7ec\uac00 \ub118\ub294 \ud604\uae08\uc744 \ubcf4\uc720\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uc5c5 \uc5ed\uc0ac\uc0c1 \uac00\uc7a5 \uae30\ubc1c\ud55c \uacb0\uc815 \uc911 \ud558\ub098\uc774\uba70, \uc6b0\uc5f0\uc774\uc5c8\ub4e0 \uc544\ub2c8\ub4e0 \uc0c1\uad00\uc5c6\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uc774 \uc0c1\ud488\uc73c\ub85c \uace0\uac1d\uc5d0\uac8c \uc544\ubb34\ub7f0 \ud61c\ud0dd\ub3c4 \uc5c6\ub2e4\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uace0\uac1d\uc740 \ud3ec\uc778\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \ub2e4\uc591\ud55c \ub9ac\uc6cc\ub4dc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uce74\ub4dc\ub098 \uc571\uc73c\ub85c \uad6c\ub9e4\ud55c \uc6d0\ub450 \ucee4\ud53c\ub098 \ucc28 \ubb34\ub8cc \ub9ac\ud544, \uc774\uba54\uc77c \ud2b9\ubcc4 \ud61c\ud0dd, \ud2b9\uc815 \uc694\uc77c\uc5d0 \uc81c\uacf5\ub418\ub294 \ub354\ube14 \uc2a4\ud0c0, \uadf8\ub9ac\uace0 2022\ub144\ubd80\ud130\ub294 \ub378\ud0c0 \uc2a4\uce74\uc774\ub9c8\uc77c\uc988\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud558\uc9c0\ub9cc \uc774 \uac70\ub798\uc5d0\uc11c \uc2a4\ud0c0\ubc85\uc2a4\uac00 \uc720\ub9ac\ud55c \uace0\uc9c0\ub97c \uc810\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4. 1\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc774 \uc804\ud600 \uc0ac\uc6a9\ub418\uc9c0 \uc54a\uace0, \ub2e8\uc21c\ud788 \ud68c\uc0ac\uc758 \ubcf4\ub108\uc2a4\ub85c\ub9cc \ub0a8\uc544 \uc788\uc744 \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \uc2a4\ud0c0\ubc85\uc2a4 \uac19\uc740 \uac70\ub300 \uae30\uc5c5\uc5d0\ub3c4 1\uc5b5 \ub2ec\ub7ec\uc758 \uc789\uc5ec \ud604\uae08\uc740 \ud070\ub3c8\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \uc774 \uc0ac\uc2e4\uc740 \uacf5\uac1c \ub17c\uc758\uc5d0\uc11c \ube44\uad50\uc801 \uc870\uc6a9\ud788 \ubb3b\ud600 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud558\uc9c0\ub9cc \uc8fc\uc758 \uae4a\uac8c \uc77d\ub294 \uc0ac\ub78c\uc774\ub77c\uba74 \uc5ec\uae30\uc11c \uc5bb\uc744 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uad50\ud6c8\uc774 \uba87 \uac00\uc9c0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Valuable_Can_an_App_Be\"><\/span><span style=\"font-weight: 400;\">\uc571\uc758 \uac00\uce58\ub294 \uc5bc\ub9c8\ub098 \ub420 \uc218 \uc788\uc744\uae4c?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_15707\" style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-15707\" class=\"size-large wp-image-15707 lazyload\" data-src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/nathan-dumlao-6VhPY27jdps-unsplash-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" data-srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/nathan-dumlao-6VhPY27jdps-unsplash-1024x683.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/nathan-dumlao-6VhPY27jdps-unsplash-300x200.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2022\/11\/nathan-dumlao-6VhPY27jdps-unsplash-768x512.jpg 768w, 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\uc624\ub7ab\ub3d9\uc548 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc758\uc874\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub85c\uadf8\ub7a8\uc740 \ud380\uce58 \uce74\ub4dc\ub098 \ub2e8\uace8 \uace0\uac1d\uc5d0\uac8c \uc719\ud06c\uc640 \ud568\uaed8 \ubb34\ub8cc \uc74c\ub8cc\ub97c \uc81c\uacf5\ud558\ub294 \uac83\ucc98\ub7fc \uac04\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub354\uc6b1 \uc815\uad50\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud558\uba74 \uace0\uac1d\uacfc \ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \uc0c1\ub2f9\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ud0c0\ubc85\uc2a4\ub294 \uc774\ub7ec\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \uc6b4\uc601\ud558\ub294 \uc88b\uc740 \uc0ac\ub840\uc785\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SmartDev\uc758 CTO\ub85c\uc11c <\/span><a href=\"https:\/\/smartdev.com\/kr\/fintech-scout-cto-andrey-tikhonov-at-money-20-20\/?swcfpc=1\"><span style=\"font-weight: 400;\">\uc548\ub4dc\ub808\uc774 \ud2f0\ucf54\ub178\ud504<\/span><\/a><span style=\"font-weight: 400;\"> &quot;\uc2a4\ud0c0\ubc85\uc2a4\uc758 \uc131\uacf5 \uc0ac\ub840\ub294 \ub9e4\ub825\uc801\uc778 \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8\uacfc \uc218\uc775\uc131 \ub192\uc740 \ub514\uc9c0\ud138 \uc9c0\uac11\uc744 \uacb0\ud569\ud55c \ud1b5\ud569\uc801\uc778 \ud558\uc774\ube0c\ub9ac\ub4dc \uc194\ub8e8\uc158\uc744 \uad6c\ucd95\ud55c \uac83\uc785\ub2c8\ub2e4. \uc774\ub294 \uc774\ub7ec\ud55c \uc81c\ud488\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc804\ubc18\uc801\uc73c\ub85c \ub9e4\uc6b0 \ub192\uc73c\uba70, \ub300\ud615 \ube0c\ub79c\ub4dc \ub9e4\uc7a5\uc5d0\ub9cc \uad6d\ud55c\ub418\uc5b4\uc11c\ub294 \uc548 \ub41c\ub2e4\ub294 \uac83\uc744 \ubd84\uba85\ud788 \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4.&quot;\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ub9c8\uc9c0\ub9c9 \ubd80\ubd84\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc18c\uaddc\ubaa8 \uae30\uc5c5\ub3c4 \ub514\uc9c0\ud138 \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8\uc758 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud654\uc774\ud2b8 \ub77c\ubca8 \ub9de\ucda4\ud615 \ub9ac\uc6cc\ub4dc \uc571\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc2e4\uc81c\ub85c \uc0c1\ub2f9\ud788 \ub192\uc73c\uba70, \uc774\uac83\uc774 \ubc14\ub85c \uc6b0\ub9ac\uac00 \uc774 \uc8fc\uc81c\ub97c \ub17c\uc758\ud558\ub294 \uc911\uc694\ud55c \uc774\uc720\uc785\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Andrey\ub294 &quot;\uc774\ub7ec\ud55c \uc0ac\uc2e4\uc744 \uae68\ub2ec\uc740 \uac83\uc774 \uad81\uadf9\uc801\uc778 \ub514\uc9c0\ud138 \uc9c0\uac11 \ub3d9\ubc18 \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud558\ub294 \uac00\uc7a5 \ud070 \ub3d9\uae30\uac00 \ub418\uc5c8\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uace0\uac1d \uc911\uc2ec\uc758 \uc288\ud37c \uc571\uc73c\ub85c \uac00\ub294 \uae38\uc744 \uc5f4\uace0 \ubaa8\ub4e0 \uaddc\ubaa8\uc758 \uc0c1\uc778\uacfc \uc11c\ube44\uc2a4 \uacf5\uae09\uc5c5\uccb4\uc5d0 \ud604\uc7ac \ub300\uae30\uc5c5\uc5d0\uc11c\ub9cc \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc220\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.&quot;\ub77c\uace0 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uac04\ub2e8\ud788 \ub9d0\ud574\uc11c, \ubc14\ub85c \uc774 \ubd80\ubd84\uc5d0\uc11c \uc800\ud76c\uac00 \ub3c4\uc6c0\uc744 \ub4dc\ub9bd\ub2c8\ub2e4. \uc800\ud76c\ub294 \uc5b4\ub5a4 \uaddc\ubaa8\uc758 \ud68c\uc0ac\ub4e0 \ud68c\uc0ac\uc640 \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294 \ub514\uc9c0\ud138 \ub9ac\uc6cc\ub4dc \uc571\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4. \ubaa8\ub4e0 \uba74\uc5d0\uc11c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uc608\ub97c \ub4e4\uc5b4, \uace0\uac1d\uc740 \uc138\ud0c1\uae30\uc5d0 \ud380\uce58 \uce74\ub4dc\ub97c \ube8f\uae30\uc9c0 \uc54a\uace0\ub3c4 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub2e4\ub294 \uc774\uc810\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5a4 \uc885\ub958\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uc744\uc9c0\ub294 \ud68c\uc0ac\uac00 \uacb0\uc815\ud558\uc9c0\ub9cc, \uadf8 \ubc94\uc704\ub294 \ubb34\uad81\ubb34\uc9c4\ud558\uba70 \uc785\ub825 \ubc29\uc2dd\ub3c4 \ub2e4\uc591\ud569\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uae30\uc5c5\ub4e4\uc740 \ub9ac\uc6cc\ub4dc \uc571\uc744 \ud1b5\ud574 \uc5ec\ub7ec\ubaa8\ub85c \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\ub294\ub370, \uc704 \uc2a4\ud0c0\ubc85\uc2a4\uc758 \uc0ac\ub840\uac00 \uadf8 \uc608\uc785\ub2c8\ub2e4. 10\uc5b5 \ub2ec\ub7ec\uc758 \ubb34\uc774\uc790 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218\ub294 \uc5c6\ub354\ub77c\ub3c4, \uc5ec\uc804\ud788 \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uace0\uac1d \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8 \ubaa8\ubc14\uc77c \uc571\uc740 \uc5b4\ub5a4 \uc81c\ud488\uc774 \uac00\uc7a5 \uc798 \ud314\ub9ac\ub294\uc9c0, \uac00\uc7a5 \ubc14\uc05c \uc2dc\uac04\ub300\ub294 \uc5b8\uc81c\uc778\uc9c0, \uace0\uac1d \ubc29\ubb38 \ube48\ub3c4\ub294 \uc5bc\ub9c8\ub098 \ub418\ub294\uc9c0 \ub4f1\uacfc \uac19\uc740 \uadc0\uc911\ud55c \uc815\ubcf4\ub97c \uc5bb\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bringing_Tech_to_Town\"><\/span><span style=\"font-weight: 400;\">\ub3c4\uc2dc\uc5d0 \uae30\uc220\uc744 \uac00\uc838\uc624\ub2e4<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">SmartDev\uc758 \ubaa9\ud45c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. SmartDev\ub294 \uaddc\ubaa8\uc5d0 \uad00\uacc4\uc5c6\uc774 \ubaa8\ub4e0 \uae30\uc5c5\uc774 \ub9ac\uc6cc\ub4dc \uc571\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ub9de\ucda4\ud615 \uc571\uc744 \uac1c\ubc1c\ud574 \uc628 \uacbd\ud5d8\uc774 \uc788\uc73c\uba70, \uc774\ub294 \uc800\ud76c\uc758 \uc804\ubb38 \ubd84\uc57c\uc785\ub2c8\ub2e4. \uc798 \uc124\uacc4\ub41c \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \ud1b5\ud574 \uae30\uc5c5\uc774 \uc7a0\uc7ac\ub825\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83\uc744 \uae30\uc058\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\uc0ac\uc6a9\uc790 \uc815\uc758 \uc571\uc774 \uc88b\uc740 \uc0dd\uac01\ucc98\ub7fc \ub4e4\ub9ac\uba74, <\/span><a href=\"https:\/\/smartdev.com\/kr\/get-started\/?swcfpc=1\"><span style=\"font-weight: 400;\">\ubb34\ub8cc \uacac\uc801\uc744 \uc6d0\ud558\uc2dc\uba74 \uc800\ud76c\uc5d0\uac8c \uc5f0\ub77d\ud558\uc138\uc694<\/span><\/a><span style=\"font-weight: 400;\">\ubcf4\uc0c1 \ud504\ub85c\uadf8\ub7a8\uc774 \uc5bc\ub9c8\ub098 \ubcf4\ub78c \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\ub294 \uac83\ubcf4\ub2e4 \ub9de\ucda4\ud615 \uc571\uc744 \uac16\ub294 \uac83\uc774 \uc5bc\ub9c8\ub098 \uc26c\uc6b4\uc9c0 \ub180\ub77c\uc2e4 \uac81\ub2c8\ub2e4.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>If you were looking for a business model to borrow, you couldn\u2019t do much better&#8230;<\/p>","protected":false},"author":13,"featured_media":15708,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[49],"tags":[],"class_list":{"0":"post-15704","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-technology"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Starbucks Rewards App: A Perfect Example of Perks | SmartDev<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartdev.com\/kr\/starbucks-rewards-app-a-perfect-example-of-perks\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Starbucks Rewards App: A Perfect Example of Perks | SmartDev\" \/>\n<meta property=\"og:description\" content=\"If you were looking for a business model to borrow, you couldn\u2019t do much better...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartdev.com\/kr\/starbucks-rewards-app-a-perfect-example-of-perks\/\" \/>\n<meta property=\"og:site_name\" content=\"SmartDev\" \/>\n<meta property=\"article:publisher\" 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