{"id":20846,"date":"2023-09-09T13:11:49","date_gmt":"2023-09-09T06:11:49","guid":{"rendered":"https:\/\/www.smartdev.com\/?p=20846"},"modified":"2024-09-29T11:54:07","modified_gmt":"2024-09-29T11:54:07","slug":"the-rising-trend-of-digital-banking-mobile-banking-services","status":"publish","type":"post","link":"https:\/\/smartdev.com\/kr\/the-rising-trend-of-digital-banking-mobile-banking-services\/","title":{"rendered":"\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc0c1\uc2b9 \ucd94\uc138: \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc11c\ube44\uc2a4"},"content":{"rendered":"

<\/span>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc0c8\ub85c\uc6b4 \uc2dc\ub300<\/span><\/h2>\n

\uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778 \ubc0f \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub85c \uc804\ud658\ud558\uba74\uc11c \ub514\uc9c0\ud138 \ubc45\ud0b9\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c Bankrate\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uc18c\ube44\uc790\uc758 \uc57d 60%\uac00 \ud5a5\ud6c4 1\ub144 \ub0b4\uc5d0 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc0ac\uc6a9\ud558\ub294 \ub370 \ub9e4\uc6b0 \ub610\ub294 \uc5b4\ub290 \uc815\ub3c4 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \ud2b9\ud788 \ubc00\ub808\ub2c8\uc5bc \uc138\ub300 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\uac00 \ub192\uc73c\uba70, 79.3%\uac00 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \uad00\uc2ec\uc744 \ud45c\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\"\"<\/p>\n

<\/span>\ud2b8\ub80c\ub4dc\ub97c \ud5a5\ud55c \uc6d0\ub3d9\ub825<\/span><\/h2>\n

\uadf8\ub807\ub2e4\uba74 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uc774\ub044\ub294 \uc6d0\ub3d9\ub825\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694? \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uace0\ub824\ud558\ub294 \uc8fc\uc694 \ub3d9\uae30\ub85c 43%\uac00 \uc774\uccb4 \ud3b8\uc758\uc131\uc744 \uaf3d\uc740 \uac00\uc6b4\ub370, \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uace0\ub824\ud558\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub85c \uc774\uccb4 \ud3b8\uc758\uc131\uc744 \uaf3d\uc558\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uc0ac\ub78c\ub4e4 \uc911 33%\ub294 \ube44\uc6a9 \uc808\uac10 \ub610\ud55c \uc8fc\uc694 \uc694\uc778\uc73c\ub85c \uaf3d\uc558\uc73c\uba70, \ube44\uc6a9 \uc808\uac10\uc774 \ub450 \ubc88\uc9f8\ub85c \ud070 \ub3d9\uae30\ub77c\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\uc810\uc740 \uc544\uc9c1 \uc0ac\ub77c\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \ub610\ub294 \ubaa8\ubc14\uc77c \ubc45\ud0b9\uc744 \uc120\ud638\ud558\ub294 \uc0ac\ub78c\ub4e4 \uc911 47.4%\ub294 2021\ub144\uc5d0\ub3c4 \uc5ec\uc804\ud788 \uc9c0\uc810\uc744 \ubc29\ubb38\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ubd80\uc0c1\uc740 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc804\uad6d\uc801\uc73c\ub85c \uc804\uccb4 \uc9c0\uc810\uc758 9%\uac00 \uac10\uc18c\ud55c \uc804\ud1b5\uc801\uc778 \uc740\ud589\uc758 \uc874\uc7ac\uac10 \uac10\uc18c\uc640 \ub9de\ubb3c\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\"\"<\/p>\n

<\/span>\uc5c5\uacc4 \uc8fc\uc694 \uae30\uc5c5<\/span><\/h2>\n

\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ub4f1\uc7a5\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc758 \uc608\ub85c\ub294 \uc54c\ub9ac \ubc45\ud06c, \ucc28\uc784 \ubc45\ud06c, \uc2ec\ud50c \ubc45\ud06c, \ubc14\ub85c \ubc45\ud06c \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ub2e4\uc591\ud55c \uae30\ub2a5\uacfc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uc5ec \ud3b8\ub9ac\ud568\uacfc \ube44\uc6a9 \ud6a8\uc728\uc131\uc744 \ucd94\uad6c\ud558\ub294 \uace0\uac1d\ub4e4\uc758 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, Ally Bank\ub294 \uc5f0 \uc218\uc775\ub960 0.50%\uc758 \uace0\uc218\uc775 \uc608\uae08 \uacc4\uc88c\ub97c \uc81c\uacf5\ud558\uba70 \uc6d4 \uc218\uc218\ub8cc\ub098 \ucd5c\uc18c \uc794\uc561 \uc694\uac74\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. Chime Bank\ub294 \ucd08\uacfc \uc778\ucd9c \uc218\uc218\ub8cc, \ud574\uc678 \uac70\ub798 \uc218\uc218\ub8cc\uac00 \uc5c6\ub294 \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\ub97c \uc81c\uacf5\ud558\uba70 38,000\uac1c \uc774\uc0c1\uc758 \uc218\uc218\ub8cc \uc5c6\ub294 ATM\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Simple Bank\ub294 \uace0\uac1d\uc774 \uc9c0\ucd9c\uc744 \ucd94\uc801\ud558\uace0 \ubaa9\ud45c\ub97c \uc704\ud574 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \uc608\uc0b0 \uad00\ub9ac \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. Varo Bank\ub294 \uace0\uac1d\uc774 \uc774\uc790\ub098 \uc218\uc218\ub8cc \uc5c6\uc774 \ucd5c\ub300 $100\uae4c\uc9c0 \ube4c\ub9b4 \uc218 \uc788\ub294 \ud604\uae08 \uc11c\ube44\uc2a4 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

<\/span>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc7a5\ub2e8\uc810<\/span><\/h2>\n

\ub514\uc9c0\ud138 \uc740\ud589\uc758 \uc8fc\uc694 \uc7a5\uc810 \uc911 \ud558\ub098\ub294 \ub9e4\ub825\uc801\uc778 \uc218\uc775\ub960\uacfc \ub0ae\uc740 \uc740\ud589 \uc218\uc218\ub8cc(\uc788\ub294 \uacbd\uc6b0)\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc740\ud589 \uc774\uc6a9 \ub9cc\uc871\ub3c4\uc640 \uad00\ub828\ud558\uc5ec \uc18c\ube44\uc790\uc758 37%\uac00 \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\ub294 \uae30\ub2a5\uc73c\ub85c \uc6d4 \uc218\uc218\ub8cc\uac00 \uc5c6\uac70\ub098 \ub0ae\ub2e4\ub294 \uc810\uc744 \uaf3d\uc544 \uac00\uc7a5 \ub9ce\uc740 \uc751\ub2f5\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\"\"<\/p>\n

\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\ub294 \uace0\uac1d\uc774 \uc54c\uc544\uc57c \ud560 \uba87 \uac00\uc9c0 \uacfc\uc81c\uc640 \uc704\ud5d8\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ub300\ub7c9\uc758 \ubbfc\uac10\ud55c \uace0\uac1d \ub370\uc774\ud130\uc640 \uac70\ub798\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc800\uc7a5\ud558\uace0 \ucc98\ub9ac\ud558\uae30 \ub54c\ubb38\uc5d0 \uc8fc\uc694 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \uc0ac\uc774\ubc84 \ubcf4\uc548\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc554\ud638\ud654, \uc0dd\uccb4 \uc778\uc99d, \uc0ac\uae30 \ud0d0\uc9c0 \ub4f1 \ub2e4\uc591\ud55c \ubcf4\uc548 \uc218\ub2e8\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d \ub370\uc774\ud130\uc640 \uac70\ub798\ub97c \ubcf4\ud638\ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \ud574\ud0b9, \ud53c\uc2f1, \uc2e0\uc6d0 \ub3c4\uc6a9 \ubc0f \uae30\ud0c0 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc5d0 \ucde8\uc57d\ud569\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uacfc\uc81c\ub294 \uaddc\uc81c \uc900\uc218\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 FDIC(\uc5f0\ubc29\uc608\uae08\ubcf4\ud5d8\uacf5\uc0ac) \ubcf4\ud5d8, TISA(\uc9c4\uc2e4\ud55c \uc800\ucd95\ubc95), EFTA(\uc804\uc790 \uc790\uae08 \uc774\uccb4\ubc95) \ub4f1 \uae30\uc874 \uc740\ud589\uacfc \ub3d9\uc77c\ud55c \uc5f0\ubc29 \ubc95\ub960 \ubc0f \uaddc\uc815\uc744 \ub530\ub77c\uc57c \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub610\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc601\uc5c5 \uc9c0\uc5ed\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\ub294 \uc8fc \ubc95\ub960\uacfc \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uc138 \ubc88\uc9f8 \uacfc\uc81c\ub294 \uace0\uac1d \uc11c\ube44\uc2a4 \ud488\uc9c8\ub85c, \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ub300\ubd80\ubd84 \uc628\ub77c\uc778 \ub610\ub294 \ubaa8\ubc14\uc77c \ucc44\ub110\uc5d0 \uc758\uc874\ud558\uc5ec \uace0\uac1d\uacfc \uc18c\ud1b5\ud569\ub2c8\ub2e4. \uc77c\ubd80 \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc804\ud654, \uc774\uba54\uc77c, \ucc44\ud305 \ub610\ub294 \uc18c\uc15c \ubbf8\ub514\uc5b4 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc, \uc77c\ubd80 \uace0\uac1d\uc740 \ub300\uba74 \ub300\ud654 \ub610\ub294 \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uc9c0\uc6d0\uc744 \uc120\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

<\/span>\ubaa8\ubc14\uc77c \ubc45\ud0b9\uc758 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc: \uc74c\uc131 \ubc45\ud0b9<\/span><\/h2>\n

\ub514\uc9c0\ud138 \ubc45\ud0b9\uc740 \uc628\ub77c\uc778 \ubc45\ud0b9\uacfc \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \ud558\ub098\ub85c \ud1b5\ud569\ud55c \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \uc628\ub77c\uc778 \ubc45\ud0b9\uc740 \ucef4\ud4e8\ud130\uc5d0\uc11c \uc740\ud589 \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \ubc45\ud0b9 \uae30\ub2a5\uacfc \uc11c\ube44\uc2a4\uc5d0 \uc561\uc138\uc2a4\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud558\uba70, \ubaa8\ubc14\uc77c \ubc45\ud0b9\uc740 \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc2a4\ub9c8\ud2b8\ud3f0\uc774\ub098 \ud0dc\ube14\ub9bf\uacfc \uac19\uc740 \ubaa8\ubc14\uc77c \uc7a5\uce58\ub97c \ud1b5\ud574 \ub3d9\uc77c\ud55c \ubc45\ud0b9 \uae30\ub2a5\uc5d0 \uc561\uc138\uc2a4\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \ubc45\ud0b9\ub3c4 \uace0\uac1d \uacbd\ud5d8\uacfc \ubcf4\uc548\uc744 \uac15\ud654\ud558\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc\uc640 \ud601\uc2e0\uc73c\ub85c \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c8\ub86d\uac8c \ub5a0\uc624\ub974\ub294 \ud2b8\ub80c\ub4dc \uc911 \ud558\ub098\ub294 \uace0\uac1d\uc774 \uc74c\uc131 \uba85\ub839\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc794\uc561 \ud655\uc778, \uc1a1\uae08, \uccad\uad6c\uc11c \ub0a9\ubd80 \ub4f1\uc758 \uc740\ud589 \uc5c5\ubb34\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub294 \uc74c\uc131 \ubc45\ud0b9\uc785\ub2c8\ub2e4. \uc74c\uc131 \ubc45\ud0b9\uc740 \uc790\uc5f0\uc5b4 \ucc98\ub9ac(NLP)\uc640 \uc778\uacf5 \uc9c0\ub2a5(AI)\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc694\uccad\uc744 \uc774\ud574\ud558\uace0 \uc751\ub2f5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \ud2b8\ub80c\ub4dc\ub294 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uac1c\uc778\ud654\ub41c \uc7ac\ubb34 \uc790\ubb38\uacfc \ud22c\uc790 \uad00\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 \ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800\uc785\ub2c8\ub2e4. \ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800\ub294 \uc18c\ub4dd, \uc9c0\ucd9c, \ubaa9\ud45c, \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704, \ud22c\uc790 \uae30\uac04 \ub4f1\uc758 \uace0\uac1d \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub9de\ucda4\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc640 \ucd94\ucc9c\uc744 \uc0dd\uc131\ud569\ub2c8\ub2e4. \uc138 \ubc88\uc9f8 \ud2b8\ub80c\ub4dc\ub294 \ubd84\uc0b0 \uc6d0\uc7a5 \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub354 \ube60\ub974\uace0 \uc800\ub834\ud558\uba70 \ud22c\uba85\ud55c \uac70\ub798\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc785\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc740 \uc740\ud589\uc774\ub098 \uacb0\uc81c \ucc98\ub9ac\uc5c5\uccb4\uc640 \uac19\uc740 \uc911\uac1c\uc790\ub97c \uc5c6\uc560\uace0 \uac70\ub798 \ube44\uc6a9\uacfc \uc624\ub958\ub97c \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n

<\/span>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc5ed\uc0ac<\/span><\/h2>\n

\ub514\uc9c0\ud138 \ubc45\ud0b9\uc740 1990\ub144\ub300\uc5d0 \uadf8 \ubfcc\ub9ac\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. 1994\ub144 10\uc6d4, \uc2a4\ud0e0\ud3ec\ub4dc \uc5f0\ubc29 \uc2e0\uc6a9 \uc870\ud569\uc740 \uace0\uac1d\uc774 \uc0c8\ub85c\uc6b4 \uc6d4\ub4dc \uc640\uc774\ub4dc \uc6f9\uc744 \ud1b5\ud574 \ubc45\ud0b9 \uae30\ub2a5\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c \ucd5c\ucd08\uc758 \uae30\uad00\uc774\uc5c8\uc2b5\ub2c8\ub2e4. 21\uc138\uae30\uc5d0 \uc811\uc5b4\ub4e4 \ubb34\ub835\uc5d0\ub294 \ubbf8\uad6d \uc740\ud589\uc758 80%\uac00 \uace0\uac1d\uc5d0\uac8c \uc628\ub77c\uc778 \ubc45\ud0b9 \uae30\ub2a5\uc744 \uc81c\uacf5\ud55c \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n

\uc740\ud589\uc740 \ubaa8\ubc14\uc77c \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc794\uc561 \ubd80\uc871 \uc54c\ub9bc\uacfc \uac19\uc740 \ubc45\ud0b9 \uc54c\ub9bc\uc744 \ubcf4\ub0bc \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc0ac\uc6a9\ud558\uba74 \uc9d1 \ubc16\uc744 \ub098\uac00\uc9c0 \uc54a\uace0\ub3c4 \ucef4\ud4e8\ud130 \uc55e\uc5d0 \uc549\uac70\ub098 \ubaa8\ubc14\uc77c \uc7a5\uce58\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub2e4\uc591\ud55c \uac1c\uc778 \uae08\uc735 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \ubc45\ud0b9\uc740 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc628\ub77c\uc778 \ubc45\ud0b9\uc73c\ub85c\uc758 \uc804\ud658\uc774\ub77c\ub294 \ubcf4\ub2e4 \uad11\ubc94\uc704\ud55c \ub9e5\ub77d\uc758 \uc77c\ubd80\uc785\ub2c8\ub2e4. \uae30\uc874 \ubc45\ud0b9\uc5d0\uc11c \ub514\uc9c0\ud138 \ubc45\ud0b9\uc73c\ub85c\uc758 \uc804\ud658\uc740 \uc810\uc9c4\uc801\uc73c\ub85c \uc9c4\ud589\ub418\uc5b4 \uc654\uc73c\uba70, \ubc45\ud0b9 \uc11c\ube44\uc2a4\uc758 \ub514\uc9c0\ud138\ud654 \uc815\ub3c4\ub294 \uac01\uae30 \ub2e4\ub974\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc9c4\ud589 \uc911\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\ub294 \ub192\uc740 \uc218\uc900\uc758 \ud504\ub85c\uc138\uc2a4 \uc790\ub3d9\ud654\uc640 \uc6f9 \uae30\ubc18 \uc11c\ube44\uc2a4\uac00 \ud3ec\ud568\ub418\uba70, \uc740\ud589 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uac70\ub798\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uae30\uad00 \uac04 \uc11c\ube44\uc2a4\ub97c \uad6c\uc131\ud560 \uc218 \uc788\ub294 API\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\"\"<\/p>\n

<\/span>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4<\/span><\/h2>\n

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\uac00\uc7a5 \ucd08\uae30\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud615\ud0dc\ub294 1960\ub144\ub300 ATM\uacfc \uce74\ub4dc\uc758 \ub4f1\uc7a5\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac11\ub2c8\ub2e4. 1980\ub144\ub300 \ucd08 \uad11\ub300\uc5ed \uc778\ud130\ub137\uc774 \ub4f1\uc7a5\ud558\uba74\uc11c \ub514\uc9c0\ud138 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc18c\ub9e4\uc5c5\uccb4\uc640 \uacf5\uae09\uc5c5\uccb4 \ubc0f \uc18c\ube44\uc790\ub97c \uc5f0\uacb0\ud558\uc5ec \ucd08\uae30 \uc628\ub77c\uc778 \uce74\ud0c8\ub85c\uadf8 \ubc0f \uc7ac\uace0 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ub2c8\uc988\ub97c \uac1c\ubc1c\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. 1990\ub144\ub300\uc5d0 \uc774\ub974\ub7ec \uc778\ud130\ub137\uc774 \ub110\ub9ac \ubcf4\uae09\ub418\uba74\uc11c \uc628\ub77c\uc778 \ubc45\ud0b9\uc774 \ud45c\uc900\uc73c\ub85c \uc790\ub9ac \uc7a1\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

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<\/span>\uc870\uc9c1\uc774 \ucd5c\uc2e0 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud2b8\ub80c\ub4dc\uc5d0 \uc801\uc751\ud560 \uc218 \uc788\ub3c4\ub85d SmartDev\uac00 \uc9c0\uc6d0\ud558\ub294 \ubc29\ubc95<\/span><\/h2>\n

\uae08\uc735 \uae30\uad00\uc758 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \uc5ec\uc815\uc744 \uc2dc\uc791\ud558\uace0 \uc2f6\ub2e4\uba74 \uc798 \ucc3e\uc544\uc624\uc168\uc2b5\ub2c8\ub2e4. SmartDev\ub294 \ud540\ud14c\ud06c\/\ubaa8\ubc14\uc77c \uc571 \uac1c\ubc1c\uc5d0 \ub300\ud55c \ud3ed\ub113\uc740 \uacbd\ud5d8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc804\uc5d0 \uc720\uc0ac\ud55c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uc870\uc9c1\uc744 \uc9c0\uc6d0\ud55c \uacbd\ud5d8\uc774 \uc788\uc5b4 \uc7a0\uc7ac\uc801\uc778 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud568\uaed8 \uc77c\ud558\ub294 \uac83\uc774 \uc5b4\ub5a4 \ubaa8\uc2b5\uc77c\uc9c0 \uad81\uae08\ud558\uc2e0\uac00\uc694? \ubb38\uc758\ud574 \uc8fc\uc2dc\uba74 \ub300\ud654\ub97c \uc2dc\uc791\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

The new era of digital banking Digital banking is on the rise, with more and…<\/p>","protected":false},"author":13,"featured_media":20856,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[79,91,100,50,90],"tags":[],"class_list":{"0":"post-20846","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-application-engineering","8":"category-bfsi-fintech","9":"category-blogs","10":"category-case-study","11":"category-industries"},"acf":[],"yoast_head":"\nThe rising trend of Digital Banking: Mobile Banking Services | SmartDev<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartdev.com\/kr\/the-rising-trend-of-digital-banking-mobile-banking-services\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" 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