{"id":27598,"date":"2024-10-24T10:00:21","date_gmt":"2024-10-24T10:00:21","guid":{"rendered":"https:\/\/smdhomepage.wpenginepowered.com\/?p=27598"},"modified":"2024-11-11T02:28:06","modified_gmt":"2024-11-11T02:28:06","slug":"ai-credit-evaluation-mitigating-default-risks-in-financial-2","status":"publish","type":"post","link":"https:\/\/smartdev.com\/kr\/ai-credit-evaluation-mitigating-default-risks-in-financial\/","title":{"rendered":"AI \uc2e0\uc6a9 \ud3c9\uac00: \uae08\uc735 \ubd80\ubb38\uc758 \ucc44\ubb34 \ubd88\uc774\ud589 \uc704\ud5d8 \uc644\ud654"},"content":{"rendered":"<div id=\"fws_69f2f237e0b8f\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p><span data-contrast=\"auto\">\uc624\ub298\ub0a0 \ube60\ub974\uac8c \ubcc0\ud654\ud558\ub294 \ud540\ud14c\ud06c \uc138\uacc4\uc5d0\uc11c \ud2b9\ud788 \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00 \ubc0f \ub300\ucd9c \ubd84\uc57c\uc5d0\uc11c \uc0ac\uae30\uc640 \uc0ac\uae30\uac00 \uae09\uc18d\ub3c4\ub85c \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874\uc758 \uc2e0\uc6a9 \ud3c9\uac00 \ubaa8\ub378\uc740 \uace0\uc704\ud5d8 \ucc28\uc6a9\uc790\ub97c \uc2dd\ubcc4\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc544 \ub300\ucd9c \uae30\uad00\uc774 \ub300\ucd9c \ubd88\uc774\ud589 \uc704\ud5d8\uacfc \uc0ac\uae30\uc131 \uc2e0\uccad\uc5d0 \ucde8\uc57d\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \ubc14\ub85c \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uc778\uacf5\uc9c0\ub2a5(AI) \uae30\ubc18 \uc608\uce21 \ubd84\uc11d\uc774 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud558\uace0 \uae30\uc874 \ubc29\uc2dd\uc73c\ub85c\ub294 \ubd80\uc871\ud55c \ud328\ud134\uc744 \uac10\uc9c0\ud568\uc73c\ub85c\uc368 \uc608\uce21 \ubd84\uc11d\uc740 \ucc28\uc6a9\uc790 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \uc0ac\uae30\ub97c \uc644\ud654\ud558\uba70 \uc804\ubc18\uc801\uc778 \uc704\ud5d8 \uad00\ub9ac\ub97c \uac1c\uc120\ud558\ub294 \ub354\uc6b1 \uc548\uc804\ud558\uace0 \uc815\ud655\ud55c \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00\uc5d0 \uc788\uc5b4 AI\uc758 \uc601\ud5a5\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uace0, \uae08\uc735 \uae30\uad00\uc774 \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \uc5b4\ub5bb\uac8c \uad6c\ud604\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div><div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1707\" width=\"2560\" data-animation=\"fade-in\" src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-scaled.jpg\" alt=\"\" srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-scaled.jpg 2560w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-300x200.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-1024x683.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-768x512.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-1536x1024.jpg 1536w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-2048x1365.jpg 2048w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-18x12.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/credit-score-concept-businessman-using-smartphone-with-credit-score-checking-rating-business-personal-loan-900x600.jpg 900w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2f237e17c1\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"default\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><div class=\"heading-line\" > <div><h3><span class=\"ez-toc-section\" id=\"1_Understanding_Predictive_Analytics_in_Fintech\"><\/span><b><span data-contrast=\"auto\">1. \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc608\uce21 \ubd84\uc11d \uc774\ud574<\/span><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3> <\/div> <\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p><span data-contrast=\"auto\">\ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc608\uce21 \ubd84\uc11d\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \uae08\uc735\uae30\uad00\uc774 \uc2e0\uc6a9 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \uc815\ubcf4\uc5d0 \uae30\ubc18\ud55c \ub300\ucd9c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubcf8\ub860\uc73c\ub85c \ub4e4\uc5b4\uac00\uae30\uc5d0 \uc55e\uc11c, \uc2e0\uc6a9 \ud3c9\uac00 \ud65c\ub3d9\uc758 \ucd08\uae30 \ubc1c\uc804 \uacfc\uc815\uc744 \uc774\ud574\ud558\uc5ec \ub354 \uc2ec\uce35\uc801\uc778 \ub9e5\ub77d\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.\u00a0<\/span><\/p>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><b><span data-contrast=\"auto\">\uac00. \uc5ed\uc0ac\uc801 \uad00\uc810<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">\uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00 \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c \uae08\uc735\uae30\uad00\uc740 \uc8fc\ub85c \uc804\ud1b5\uc801\uc778 \uc9c0\ud45c\ub97c \ud1b5\ud574 \ucc28\uc6a9\uc778\uc758 \uc2e0\uc6a9\ub3c4\ub97c \ud3c9\uac00\ud558\ub294 \ub370 \uc9d1\uc911\ud588\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc740 \uc7ac\ubb34 \uc774\ub825, \uc2e0\uc6a9 \uc810\uc218, \uc18c\ub4dd \uc548\uc815\uc131, \uae30\uc874 \ubd80\ucc44 \uc218\uc900 \ub4f1\uc758 \uc694\uc18c\ub97c \ubd84\uc11d\ud558\uc5ec \uc801\ubc95\uc131 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uacfc\uc815\uc740 \uacfc\uac70 \ub370\uc774\ud130\uc640 \uac1c\uc778 \uba74\uc811\uc5d0 \uc9c0\ub098\uce58\uac8c \uc758\uc874\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc740 \ucc28\uc6a9\uc778\uc758 \uc131\uaca9\uacfc \uc7ac\uc815 \ud589\ud0dc\ub97c \ud3c9\uac00\ud588\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc758 \ubaa9\ud45c\ub294 \ucc28\uc6a9\uc778\uc758 \uc0c1\ud658 \ub2a5\ub825\uacfc \uc758\uc9c0\ub97c \uc885\ud569\uc801\uc73c\ub85c \ud30c\uc545\ud558\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \ub2f9\uc2dc \uace0\uc704\ud5d8\uc744 \uc800\ud574\ud558\ub294 \uc5ec\ub7ec \ub2e8\uc810\uc744 \uc548\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">\uc608\uce21\uc758 \uc815\ud655\uc131\uacfc \ud22c\uba85\uc131 \ubd80\uc871<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud3c9\uac00\uc790\uc758 \uc8fc\uad00\uc801 \ud310\ub2e8<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc2dc\uac04\uc774 \ub9ce\uc774 \uc18c\uc694\ub418\ub294 \ud504\ub85c\uc138\uc2a4<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc624\ub798\ub41c \ub370\uc774\ud130<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ud558\uc9c0\ub9cc 21\uc138\uae30 \ube45\ub370\uc774\ud130\uc640 \uba38\uc2e0\ub7ec\ub2dd\uc758 \ub4f1\uc7a5\uc73c\ub85c \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00\ub294 \ub354\uc6b1 \ud601\uc2e0\uc801\uc73c\ub85c \ubcc0\ud654\ud588\uc2b5\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\ub4e4\uc740 \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\uc640 \ubcf5\uc7a1\ud55c \uc54c\uace0\ub9ac\uc998\uc744 \ud65c\uc6a9\ud558\uc5ec \uae30\uc874 \ubaa8\ub378\ub85c\ub294 \ud3ec\ucc29\ud560 \uc218 \uc5c6\uc5c8\ub358 \ud328\ud134\uacfc \ud589\ub3d9\uc744 \ubd84\uc11d\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uac70\ub798 \ub0b4\uc5ed \ubc0f \ud589\ub3d9 \ubd84\uc11d\uacfc \uac19\uc740 \ub300\uccb4 \ub370\uc774\ud130 \uc18c\uc2a4\uc758 \ud1b5\ud569\uc740 \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00\uc758 \uc815\ud655\uc131\uacfc \ud6a8\uacfc\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"default\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><div class=\"heading-line\" > <div><h4><b><span data-contrast=\"auto\">b. \uc624\ub298\uc758 \uc815\uc758\uc640 \uc601\ud5a5<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h4> <\/div> <\/div><\/div><div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"1707\" width=\"2560\" data-animation=\"fade-in\" src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-scaled.jpg\" alt=\"\" srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-scaled.jpg 2560w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-300x200.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-1024x683.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-768x512.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-1536x1024.jpg 1536w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-2048x1365.jpg 2048w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-18x12.jpg 18w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/representation-user-experience-interface-design-900x600.jpg 900w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p><span data-contrast=\"auto\">\ub530\ub77c\uc11c \uc608\uce21 \ubd84\uc11d\uc740 \ud1b5\uacc4 \uae30\ubc95, \uba38\uc2e0 \ub7ec\ub2dd \uc54c\uace0\ub9ac\uc998, \ub370\uc774\ud130 \ub9c8\uc774\ub2dd\uc744 \ud65c\uc6a9\ud558\uc5ec \uacfc\uac70 \ub370\uc774\ud130\uc640 \ud604\uc7ac \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ubbf8\ub798\uc758 \uacb0\uacfc\ub97c \uc608\uce21\ud558\ub294 \uace0\uae09 \ubd84\uc11d\uc758 \ud55c \ubd84\uc57c\uc785\ub2c8\ub2e4. <\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc5d0\uc11c <strong>IT \uad00\uc810<\/strong>\uc608\uce21 \ubd84\uc11d\uc740 \ub2e4\uc591\ud55c \ub370\uc774\ud130 \uc18c\uc2a4\uc640 \uc815\uad50\ud55c \uacc4\uc0b0 \uae30\ubc95\uc744 \ud1b5\ud569\ud558\uc5ec \ub300\uaddc\ubaa8 \ub370\uc774\ud130 \uc138\ud2b8 \ub0b4\uc758 \ud328\ud134\uacfc \ucd94\uc138\ub97c \ubd84\uc11d\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774 \ud504\ub85c\uc138\uc2a4\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub370\uc774\ud130 \uc218\uc9d1, \uc815\uc81c, \ubaa8\ub378\ub9c1 \ubc0f \uac80\uc99d\uc774 \ud3ec\ud568\ub418\uba70, \uc774\ub97c \ud1b5\ud574 \uc870\uc9c1\uc740 \ubcf5\uc7a1\ud55c \uc815\ubcf4\uc5d0\uc11c \uc2e4\ud589 \uac00\ub2a5\ud55c \uc778\uc0ac\uc774\ud2b8\ub97c \ub3c4\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucef4\ud4e8\ud305 \uc131\ub2a5\uacfc \ub370\uc774\ud130 \uc800\uc7a5 \uae30\uc220\uc758 \ubc1c\uc804\uc73c\ub85c \uae30\uc5c5\uc740 \ubc29\ub300\ud55c \uc591\uc758 \ub370\uc774\ud130\ub97c \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \ubd84\uc11d\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc5d0\uc11c <strong>\ud540\ud14c\ud06c \uad00\uc810<\/strong>\uc608\uce21 \ubd84\uc11d\uc740 \uc2e0\uc6a9 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \ub300\ucd9c \uad00\ub828 \uc758\uc0ac \uacb0\uc815 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\uc740 \uc774\ub97c \ud1b5\ud574 \uac70\ub798 \ub0b4\uc5ed, \uc18c\uc15c \ubbf8\ub514\uc5b4 \ud65c\ub3d9, \uc2ec\uc9c0\uc5b4 \uacbd\uc81c \uc9c0\ud45c\uc640 \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uc2e0\uc6a9 \uc810\uc218\ub97c \ub118\uc5b4 \ub2e4\uc591\ud55c \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\ub97c \ubd84\uc11d\ud558\uc5ec \ucc28\uc6a9\uc790\uc640 \uad00\ub828\ub41c \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c \uae30\uc5c5\uc740 \uc608\uce21 \ubaa8\ub378\uc744 \ud65c\uc6a9\ud558\uc5ec \ub300\ucd9c \uc2b9\uc778, \uae08\ub9ac \ubc0f \uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5\uc5d0 \ub300\ud55c \uc815\ubcf4\uc5d0 \uae30\ubc18\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub3d9\uc2dc\uc5d0 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><b><span data-contrast=\"auto\">c. \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc8fc\uc694 \uc5ed\ud560<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">\uc804\ubc18\uc801\uc73c\ub85c \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c \uc608\uce21 \ubd84\uc11d\uc758 \uadfc\ubcf8\uc801\uc778 \uc774\uc810\uc740 \ub2e4\uba74\uc801\uc774\uba70 \ud6a8\uacfc\uc801\uc778 \uc2e0\uc6a9 \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0d8\" data-font=\"Wingdings\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0d8&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc2e0\uc6a9\ud3c9\uac00\uc758 \uc815\ud655\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub2e4<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0d8\" data-font=\"Wingdings\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0d8&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc2e4\uc2dc\uac04 \uc758\uc0ac\uacb0\uc815\uc744 \uc6a9\uc774\ud558\uac8c \ud558\uc138\uc694<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0d8\" data-font=\"Wingdings\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0d8&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uac1c\uc120\ud558\uc138\uc694<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0d8\" data-font=\"Wingdings\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0d8&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uace0\uac1d \uacbd\ud5d8 \uac1c\uc778\ud654<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0d8\" data-font=\"Wingdings\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0d8&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5\uc5d0 \ub300\ud55c \uc815\ubcf4 \uc81c\uacf5<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2f237e2554\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"default\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><div class=\"heading-line\" > <div><h3><span class=\"ez-toc-section\" id=\"2_AIs_Impact_on_Risk_Management\"><\/span><b><span data-contrast=\"auto\">2. AI\uac00 \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 <\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3> <\/div> <\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><b><span data-contrast=\"auto\">a. \uc608\uce21 \ubd84\uc11d\uc5d0\uc11c\uc758 AI \uba54\ucee4\ub2c8\uc998<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h4>\n<p><span data-contrast=\"auto\">AI \uae30\ubc18 \uc608\uce21 \ubd84\uc11d\uc740 \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc704\ud5d8 \uad00\ub9ac\ub97c \ud601\uc2e0\ud588\uc2b5\ub2c8\ub2e4. \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ucc98\ub9ac\ud558\uace0, \ud328\ud134\uc744 \uac10\uc9c0\ud558\uace0, \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud558\ub294 AI\uc758 \ub2a5\ub825\uc740 \ub354\uc6b1 \uc815\ud655\ud55c \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00\ub85c \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. AI \uba54\ucee4\ub2c8\uc998\uc758 \uc791\ub3d9 \ubc29\uc2dd\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:2880,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"4\"><span data-contrast=\"auto\"><strong>\uba38\uc2e0 \ub7ec\ub2dd(ML):<\/strong> ML \ubaa8\ub378\uc740 \uacfc\uac70 \ub370\uc774\ud130\ub85c\ubd80\ud130 \ud559\uc2b5\ud558\uace0 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ub418\ubbc0\ub85c \ub300\ucd9c\uc778\uc758 \uc2e0\uc6a9 \uc810\uc218\uc640 \uc0c1\ud658 \ub0b4\uc5ed\uc744 \ubd84\uc11d\ud558\uc5ec \ub300\ucd9c \ubd88\uc774\ud589\uc744 \uc608\uce21\ud558\ub294 \ub370 \ub9e4\uc6b0 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:450,&quot;335559991&quot;:450}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:2880,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"4\"><span data-contrast=\"auto\"><strong>\uc790\uc5f0\uc5b4 \ucc98\ub9ac(NLP):<\/strong> NLP\ub294 AI \uc2dc\uc2a4\ud15c\uc774 \uc18c\uc15c \ubbf8\ub514\uc5b4 \ud65c\ub3d9\uacfc \uac19\uc740 \ube44\uc815\ud615 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70, \uc774\ub97c \ud1b5\ud574 \uc7ac\uc815\uc801 \uc2a4\ud2b8\ub808\uc2a4\ub098 \ucc28\uc6a9\uc778\uc758 \ud589\ub3d9 \ubcc0\ud654\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:450,&quot;335559991&quot;:450}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:2880,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"4\"><span data-contrast=\"auto\"><strong>\uc2e0\uacbd\ub9dd:<\/strong> \uc774\ub7ec\ud55c \ubaa8\ub378\uc740 \ubcf5\uc7a1\ud55c \ud328\ud134\uc744 \uc778\uc2dd\ud558\ub294 \ub370 \ud0c1\uc6d4\ud558\uc5ec \uc9c0\ucd9c \uc2b5\uad00\uacfc \uc18c\ub4dd \uc548\uc815\uc131\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \ub3d9\uc2dc\uc5d0 \ubd84\uc11d\ud558\uc5ec \ucc28\uc6a9\uc778\uc758 \uc704\ud5d8\uc744 \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:450,&quot;335559991&quot;:450}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:2880,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"4\"><span data-contrast=\"auto\"><strong>\uc758\uc0ac\uacb0\uc815 \ud2b8\ub9ac\uc640 \ub79c\ub364 \ud3ec\ub808\uc2a4\ud2b8:<\/strong> \uc774\ub7ec\ud55c \ubaa8\ub378\uc740 \uc2e0\uc6a9 \uc810\uc218\uc640 \uc18c\ub4dd \uc218\uc900\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \uae30\ubc18\uc73c\ub85c \ub370\uc774\ud130\ub97c \uc5ec\ub7ec \ubd84\uc57c\ub85c \ub098\ub204\uc5b4 \uc608\uce21\uc744 \uc218\ud589\ud558\uc5ec \ub300\ucd9c \uae30\uad00\uc774 \ub354 \uc815\ud655\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"default\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><div class=\"heading-line\" > <div><h4><b><span data-contrast=\"auto\">b. \uc0ac\ub840 \uc5f0\uad6c: \uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud55c \uc608\uce21 \ubd84\uc11d\uc758 AI<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h4> <\/div> <\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><b><span data-contrast=\"auto\">\uac11\uc790\uae30 \ub098\ud0c0\ub098\ub2e4<\/span><\/b><\/h4>\n<\/div>\n\n\n\n<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"fade-in\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"628\" width=\"1452\" data-animation=\"fade-in\" src=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1.jpg\" alt=\"\" srcset=\"https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1.jpg 1452w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1-300x130.jpg 300w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1-1024x443.jpg 1024w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1-768x332.jpg 768w, https:\/\/smartdev.com\/wp-content\/uploads\/2024\/10\/Upstart_Graphic-1-18x8.jpg 18w\" sizes=\"(max-width: 1452px) 100vw, 1452px\" \/>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h5><em><strong>\ubb38\uc81c\ub4e4<\/strong><\/em><\/h5>\n<p>\uad6c\uae00 \ucd9c\uc2e0 \uc9c1\uc6d0\ub4e4\uc774 \uc124\ub9bd\ud55c \ud540\ud14c\ud06c \uae30\uc5c5 \uc5c5\uc2a4\ud0c0\ud2b8(Upstart)\ub294 \uae30\uc874 \uac1c\uc778 \ub300\ucd9c \uc2dc\uc7a5\uc758 \uc2ec\uac01\ud55c \uc5b4\ub824\uc6c0\uc744 \uc778\uc2dd\ud588\uc2b5\ub2c8\ub2e4. \uae30\uc874\uc758 \uc2e0\uc6a9 \ud3c9\uac00 \ubaa8\ub378\uc740 \uc81c\ud55c\ub41c \ub370\uc774\ud130, \uc8fc\ub85c \uc2e0\uc6a9 \uc810\uc218\uc5d0 \ud06c\uac8c \uc758\uc874\ud588\uace0, \uc774\ub85c \uc778\ud574 \ub9ce\uc740 \uc7a0\uc7ac\uc801 \ub300\ucd9c\uc790, \ud2b9\ud788 \uc80a\uc740\uce35\uacfc \uc2e0\uc6a9 \uae30\ub85d\uc774 \ubd80\uc871\ud55c \ub300\ucd9c\uc790\ub4e4\uc774 \ubc30\uc81c\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \uc790\uaca9\uc744 \uac16\ucd98 \uc2e0\uccad\uc790\uc758 \uc2e0\uc6a9 \uc811\uadfc\uc131\uc744 \uc81c\ud55c\ud588\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \ub300\ucd9c \uae30\uad00\uc774 \uc774\ub7ec\ud55c \ucde8\uc57d \uacc4\uce35\uc758 \uc704\ud5d8\uc744 \uc815\ud655\ud558\uac8c \ud3c9\uac00\ud558\uc9c0 \ubabb\ud558\uc5ec \uc5f0\uccb4\uc728\uc744 \ub192\uc774\ub294 \uacb0\uacfc\ub97c \ucd08\ub798\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><em><strong>\uc194\ub8e8\uc158<\/strong><\/em><\/h5>\n<p>\uc774\ub7ec\ud55c \uacfc\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 Upstart\ub294 \uba38\uc2e0\ub7ec\ub2dd \uc54c\uace0\ub9ac\uc998\uc744 \ud65c\uc6a9\ud558\uc5ec \ub300\ucd9c \uc2e0\uccad\uc790\ub97c \ub354\uc6b1 \ud3ec\uad04\uc801\uc73c\ub85c \ud3c9\uac00\ud558\ub294 AI \uae30\ubc18 \uc608\uce21 \ubd84\uc11d \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4. Upstart\uc758 \ubaa8\ub378\uc740 \uc2e0\uc6a9 \uc810\uc218\uc5d0\ub9cc \uc758\uc874\ud558\ub294 \ub300\uc2e0, \uad50\uc721, \uacbd\ub825, \uc804\uacf5, \uc2ec\uc9c0\uc5b4 GPA\uae4c\uc9c0 \uad11\ubc94\uc704\ud55c \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\ub97c \ud1b5\ud569\ud569\ub2c8\ub2e4. Upstart\ub294 \uc774\ub7ec\ud55c \ube44\uc804\ud1b5\uc801\uc778 \ubcc0\uc218\ub4e4\uc744 \uae30\uc874 \uc9c0\ud45c\uc640 \ud568\uaed8 \ubd84\uc11d\ud558\uc5ec \uac01 \ub300\ucd9c\uc790\uc5d0 \ub300\ud55c \uc0c1\uc138\ud55c \uc704\ud5d8 \ud504\ub85c\ud544\uc744 \uc0dd\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ud601\uc2e0\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud574 Upstart\ub294 \ub300\ucd9c \uc2b9\uc778 \uc808\ucc28\ub97c \ud06c\uac8c \uac1c\uc120\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. Upstart\ub294 \uae30\uc874 \ubc29\uc2dd \ub300\ube44 \ucc44\ubb34 \ubd88\uc774\ud589 \uc608\uce21 \uc815\ud655\ub3c4\uac00 75% \ud5a5\uc0c1\ub418\uc5c8\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c Upstart\ub294 \ub0ae\uc740 \ucc44\ubb34 \ubd88\uc774\ud589\ub960\uc744 \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \ucc28\uc6a9\uc778\uc5d0\uac8c \ub354 \ub0ae\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uc5ec \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac1c\uc778 \ub300\ucd9c\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ubbfc\uc8fc\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"default\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><div class=\"heading-line\" > <div><h4><b><span data-contrast=\"auto\">\uc81c\uc2a4\ud2b8 AI<\/span><\/b><\/h4> <\/div> <\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h5><em><strong>\ubb38\uc81c\ub4e4<\/strong><\/em><\/h5>\n<p>\uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc704\ud55c \uba38\uc2e0\ub7ec\ub2dd \uc194\ub8e8\uc158\uc744 \uc804\ubb38\uc73c\ub85c \ud558\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\uc778 Zest AI\ub294 \ub300\ucd9c \ud658\uacbd\uc5d0\uc11c \uc2ec\uac01\ud55c \uc5b4\ub824\uc6c0\uc5d0 \uc9c1\uba74\ud588\uc2b5\ub2c8\ub2e4. \uae30\uc874\uc758 \uc2e0\uc6a9 \ud3c9\uac00 \ubc29\uc2dd\uc740 \uc2e0\uc6a9 \uc810\uc218\ub098 \uc18c\ub4dd \uc218\uc900\uacfc \uac19\uc740 \uc81c\ud55c\ub41c \ub370\uc774\ud130\uc5d0 \uc758\uc874\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uace0, \uc774\ub294 \ucc28\uc6a9\uc778\uc758 \uc804\uccb4\uc801\uc778 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc81c\ub300\ub85c \ud30c\uc545\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ub192\uc740 \uc5f0\uccb4\uc728\uacfc \ub300\ucd9c \uad00\ud589\uc758 \ud3ec\uc6a9\uc131 \ubd80\uc871\uc774 \ucd08\ub798\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc2e0\uc6a9 \uae30\ub85d\uc774 \ubd80\uc871\ud558\uac70\ub098 \ube44\uc804\ud1b5\uc801\uc778 \uae08\uc735 \uacbd\ub825\uc744 \uac00\uc9c4 \ub9ce\uc740 \uc7a0\uc7ac\uc801 \ucc28\uc6a9\uc778\ub4e4\uc740 \ubd80\ub2f9\ud558\uac8c \ub300\ucd9c\uc744 \uac70\ubd80\ub2f9\ud588\uace0, \uc774\ub294 \ub300\ucd9c \uae30\uad00\uacfc \uc18c\ube44\uc790 \ubaa8\ub450\uc5d0\uac8c \uae30\ud68c\ub97c \uc0c1\uc2e4\ud558\ub294 \uacb0\uacfc\ub97c \ucd08\ub798\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><em><strong>\uc194\ub8e8\uc158<\/strong><\/em><\/h5>\n<p>\uc774\ub7ec\ud55c \uacfc\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 Zest AI\ub294 \uc784\ub300\ub8cc, \uacf5\uacfc\uae08, \uac70\ub798 \ub0b4\uc5ed \ub4f1 \ub300\uccb4 \ub370\uc774\ud130\ub97c \ud3ec\ud568\ud558\uc5ec \uac01 \ucc28\uc6a9\uc778\uc5d0 \ub300\ud55c \uc218\ucc9c \uac00\uc9c0 \ubcc0\uc218\ub97c \ubd84\uc11d\ud558\ub294 AI \uae30\ubc18 \uc608\uce21 \ubd84\uc11d \ud50c\ub7ab\ud3fc\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. Zest AI\uc758 \ubaa8\ub378\uc740 \uba38\uc2e0\ub7ec\ub2dd \uc54c\uace0\ub9ac\uc998\uc744 \ud65c\uc6a9\ud558\uc5ec \uae30\uc874 \ubc29\uc2dd\ubcf4\ub2e4 \ub354\uc6b1 \uc815\ud655\ud558\uac8c \ud328\ud134\uc744 \ud30c\uc545\ud558\uace0 \ucc28\uc6a9\uc778 \ud589\ub3d9\uc744 \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc0ac\ub840 \uc911 \ud558\ub098\ub294 Zest AI\uc640 \ud611\ub825\ud558\uc5ec \uc774\ub7ec\ud55c \uc608\uce21 \ubaa8\ub378\uc744 \uad6c\ud604\ud55c \ubbf8\uad6d\uc758 \ub300\ud615 \uc790\ub3d9\ucc28 \ub300\ucd9c\uc5c5\uccb4\uc785\ub2c8\ub2e4. \uc774 \ub300\ucd9c\uc5c5\uccb4\ub294 Zest AI\uc758 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc778\uc218 \uc2ec\uc0ac \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud558\uc5ec \ub354\uc6b1 \ud3ec\uad04\uc801\uc778 \ub300\ucd9c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub3d9\uc2dc\uc5d0 \uc704\ud5d8\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \ub300\ucd9c\uc5c5\uccb4\ub294 \ub370\uc774\ud130 \uae30\ubc18 \uc758\uc0ac\uacb0\uc815\uc744 \ud1b5\ud574 \ucc44\ubb34 \ubd88\uc774\ud589\ub960\uc744 \ub0ae\ucd94\ub294 \ub3d9\uc2dc\uc5d0 \ub300\ucd9c \uc2b9\uc778\ub960\uc744 \ub192\uc77c \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t<div class=\"wpb_video_widget wpb_content_element vc_clearfix   vc_video-aspect-ratio-169 vc_video-el-width-100 vc_video-align-left\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t\t<div class=\"wpb_video_wrapper\"><iframe title=\"Zest AI: \ubaa8\ub4e0 \uc0ac\ub78c\uc744 \uc704\ud55c \ucd5c\uace0\uc758 AI\" width=\"500\" height=\"281\" data-src=\"https:\/\/www.youtube.com\/embed\/X-W1dTCxFIY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\ud575\uc2ec \ud559\uc2b5<\/h4>\n<ul>\n<li><strong>\ud3ec\uad04\uc801\uc778 \ub370\uc774\ud130 \ud65c\uc6a9:<\/strong> Zest AI\uc640 Upstart\ub294 \ubaa8\ub450 \uae30\uc874 \uc2e0\uc6a9 \uc9c0\ud45c\ub97c \ub118\uc5b4 \ub2e4\uc591\ud55c \ub370\uc774\ud130 \uc18c\uc2a4\ub97c \ud65c\uc6a9\ud558\ub294 \uac83\uc758 \uc911\uc694\uc131\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc784\ub300\ub8cc, \uacf5\uacfc\uae08, \uad50\uc721, \uace0\uc6a9 \uc774\ub825\uacfc \uac19\uc740 \ub300\uccb4 \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\ub97c \ud1b5\ud569\ud568\uc73c\ub85c\uc368 \ub300\ucd9c \uae30\uad00\uc740 \ucc28\uc6a9\uc778\uc758 \uc704\ud5d8 \ud504\ub85c\ud544\uc744 \ub354\uc6b1 \uc138\ubc00\ud558\uac8c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2e0\uc6a9 \uc811\uadfc\uc131 \ud5a5\uc0c1:<\/strong> \uc774\ub7ec\ud55c \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc758 \ud601\uc2e0\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc740 \uae30\uc874 \ub300\ucd9c \uad00\ud589\uc5d0\uc11c \uc18c\uc678\ub418\uc5c8\uc744 \uc218 \uc788\ub294 \uc18c\uc678 \uacc4\uce35\uc5d0\uac8c \uc2e0\uc6a9\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud3ec\uc6a9\uc131\uc740 \ucc28\uc6a9\uc790\uc5d0\uac8c\ub9cc \ub3c4\uc6c0\uc774 \ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ub300\ucd9c \uae30\uad00\uc5d0\uac8c\ub3c4 \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uce21\uc815 \uac00\ub2a5\ud55c \uacb0\uacfc:<\/strong> \ub450 \ud68c\uc0ac \ubaa8\ub450 \uc608\uce21 \ubd84\uc11d \uad6c\ud604\uc744 \ud1b5\ud574 \uc778\uc0c1\uc801\uc778 \uc131\uacfc\ub97c \ub2ec\uc131\ud588\uc2b5\ub2c8\ub2e4. Zest AI\ub294 \ucc44\ubb34 \ubd88\uc774\ud589\ub960\uc744 15% \uac10\uc18c\uc2dc\ud0a4\uace0 \ub300\ucd9c \uc2b9\uc778 \uac74\uc218\ub97c 30% \uc99d\uac00\uc2dc\ucf30\uc73c\uba70, Upstart\ub294 \ucc44\ubb34 \ubd88\uc774\ud589 \uc608\uce21 \uc815\ud655\ub3c4\ub97c 75% \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\ud45c\ub294 \ub300\ucd9c \ubd84\uc57c\uc5d0\uc11c AI \uae30\ubc18 \uc194\ub8e8\uc158\uc744 \ud65c\uc6a9\ud560 \ub54c \uc5bb\uc744 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 \uc774\uc810\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n<li><strong>\uc120\uc81c\uc801 \uc704\ud5d8 \uad00\ub9ac:<\/strong> \uc608\uce21 \ubd84\uc11d\uc744 \ud1b5\ud574 \ub300\ucd9c \uae30\uad00\uc740 \uc2e0\uccad \uc808\ucc28 \ucd08\uae30\uc5d0 \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \ud30c\uc545\ud558\uc5ec \ucc44\ubb34 \ubd88\uc774\ud589 \ubc1c\uc0dd \uc804\uc5d0 \uc0ac\uc804 \uc870\uce58\ub97c \ucde8\ud558\uc5ec \ucc44\ubb34 \ubd88\uc774\ud589\uc744 \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5ed\ub7c9\uc740 \uc7ac\uc815 \uac74\uc804\uc131\uacfc \uc548\uc815\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud655\uc7a5\uc131 \ubc0f \uc9c0\uc18d\uc801\uc778 \uac1c\uc120:<\/strong> Zest AI\uc640 Upstart\uac00 \uc0ac\uc6a9\ud558\ub294 \uba38\uc2e0\ub7ec\ub2dd \ubaa8\ub378\uc740 \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130 \uc785\ub825\uc5d0 \ub530\ub77c \uc9c0\uc18d\uc801\uc73c\ub85c \uc9c4\ud654\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc801\uc751\uc131 \ub355\ubd84\uc5d0 \uc608\uce21 \ubaa8\ub378\uc740 \uc2dc\uac04\uc774 \uc9c0\ub098\ub3c4 \uc815\ud655\uc131\uacfc \uad00\ub828\uc131\uc744 \uc720\uc9c0\ud558\uc5ec \uae30\uc5c5\ub4e4\uc774 \uc5ed\ub3d9\uc801\uc778 \ud540\ud14c\ud06c \ud658\uacbd\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud5a5\uc0c1\ub41c \uace0\uac1d \ucc38\uc5ec:<\/strong> \ub450 \ud68c\uc0ac \ubaa8\ub450 \uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uacfc \uc801\uadf9\uc801\uc73c\ub85c \uc18c\ud1b5\ud558\uace0, \uac1c\ubcc4 \uc704\ud5d8 \ud504\ub85c\ud544\uc5d0 \uae30\ubc18\ud55c \ub9de\ucda4\ud615 \uae08\uc735 \uc0c1\ud488\uacfc \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac1c\uc778\ud654\ub41c \uc811\uadfc \ubc29\uc2dd\uc740 \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uac15\ud654\ud558\uace0 \uc804\ubc18\uc801\uc778 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc694\uc57d\ud558\uc790\uba74, Zest AI\uc640 Upstart\uc758 \uc0ac\ub840\ub294 \uc608\uce21 \ubd84\uc11d\uc774 \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \uc2e0\uc6a9 \uc704\ud5d8 \uad00\ub9ac\ub97c \uc5b4\ub5bb\uac8c \ud601\uc2e0\ud560 \uc218 \uc788\ub294\uc9c0 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\uc740 \ud3ec\uad04\uc801\uc778 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\ub294 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud568\uc73c\ub85c\uc368 \uc810\uc810 \ub354 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\ub294 \ud658\uacbd\uc5d0\uc11c \uc704\ud5d8 \ud3c9\uac00\ub97c \uac1c\uc120\ud558\uace0, \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70, \uc0ac\uc5c5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2f237e3aa4\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h3><span class=\"ez-toc-section\" id=\"3_Implementing_AI_Predictive_Analytics\"><\/span><b><span data-contrast=\"auto\">3. AI \uc608\uce21 \ubd84\uc11d \uad6c\ud604 <\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AI \uae30\ubc18 \uc608\uce21 \ubd84\uc11d\uc744 \uad6c\ud604\ud558\ub824\uba74 \uae08\uc735 \uae30\uad00\uc740 \uba3c\uc800 \uc2e0\uc6a9 \uc810\uc218 \ubc0f \uac70\ub798 \ub0b4\uc5ed\uacfc \uac19\uc740 \uae30\uc874 \ub370\uc774\ud130\uc640 \ub300\uccb4 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc815\ub9ac\ud558\uc5ec \uacac\uace0\ud55c \ub370\uc774\ud130 \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud574\uc57c \ud569\ub2c8\ub2e4. \uc131\uacf5\uc801\uc778 \ubd84\uc11d\uc744 \uc704\ud574\uc11c\ub294 \ub370\uc774\ud130\uac00 \uccb4\uacc4\uc801\uc73c\ub85c \uad6c\uc870\ud654\ub418\uace0 \uc548\uc804\ud558\uac8c \uc800\uc7a5\ub418\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c \ub2e8\uacc4\ub294 \ub300\ucd9c \ubd88\uc774\ud589 \uc608\uce21\uc774\ub098 \uc2e0\uc6a9 \uc704\ud5d8 \uad00\ub9ac\uc640 \uac19\uc740 \ud2b9\uc815 \ub2c8\uc988\uc5d0 \ub9de\ucd98 AI \ubaa8\ub378\uc744 \uac1c\ubc1c\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc758\uc0ac\uacb0\uc815 \ud2b8\ub9ac\ub098 \uc2e0\uacbd\ub9dd\uacfc \uac19\uc740 \ubaa8\ub378\uc740 \uacfc\uac70 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud559\uc2b5\ud558\uace0, \ubcc0\ud654\ud558\ub294 \ucd94\uc138\uc5d0 \ub9de\ucdb0 \uc815\uae30\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud1b5\ud569\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c AI \ubaa8\ub378\uc740 \ub300\ucd9c \ubc1c\ud589 \ubc0f \uc704\ud5d8 \uad00\ub9ac \ud50c\ub7ab\ud3fc\uacfc \uac19\uc740 \uae30\uc874 \uc2dc\uc2a4\ud15c\uacfc \uc6d0\ud65c\ud558\uac8c \uc5f0\uacb0\ub418\uc5b4 \uc2e4\uc2dc\uac04 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \ubaa8\ub378 \uc815\ud655\ub3c4\ub97c \uc720\uc9c0\ud558\ub824\uba74 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc774 \ud544\uc218\uc801\uc774\uba70, \ubbfc\uac10\ud55c \uae08\uc735 \uc815\ubcf4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574\uc11c\ub294 GDPR\uacfc \uac19\uc740 \ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud574 \uae08\uc735\uae30\uad00\uc740 AI\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00 \ubc0f \uc7ac\ubb34 \uad00\ub9ac \uc804\ub7b5\uc744 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2f237e3c76\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h3><span class=\"ez-toc-section\" id=\"4_Advice_for_Managers\"><\/span><b><span data-contrast=\"auto\">4. \uad00\ub9ac\uc790\ub97c \uc704\ud55c \uc870\uc5b8<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">AI \uae30\ubc18 \uc608\uce21 \ubd84\uc11d\uc744 \uad6c\ud604\ud558\ub824\ub294 \uc7ac\ubb34 \uad00\ub9ac\uc790\ub294 \uba3c\uc800 \uc870\uc9c1\uc5d0 \uacac\uace0\ud55c \ub370\uc774\ud130 \uc778\ud504\ub77c\uac00 \uc788\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 AI \ubaa8\ub378\uc5d0 \ud544\uc694\ud55c \uace0\ud488\uc9c8\uc758 \ud3ec\uad04\uc801\uc778 \uae30\uc874 \ubc0f \ube44\uc804\ud1b5\uc801 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub370\uc774\ud130 \uacfc\ud559\uc790 \ubc0f IT \uc804\ubb38\uac00\uc640 \uac19\uc740 \uc801\ud569\ud55c \uc778\uc7ac\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc740 \uc774\ub7ec\ud55c \ubaa8\ub378\uc744 \uac1c\ubc1c\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc804\ubb38 \uc9c0\uc2dd\uc774 \ubd80\uc871\ud558\ub2e4\uba74 AI \uc804\ubb38 \ud540\ud14c\ud06c \ub610\ub294 ITO \uae30\uc5c5\uacfc \ud611\ub825\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc720\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">AI\ub97c \ud65c\uc6a9\ud558\uc5ec \ub300\ucd9c \ucc44\ubb34 \ubd88\uc774\ud589 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\ub294 \uac83\uacfc \uac19\uc774 \uc18c\uaddc\ubaa8\uc758 \uc9d1\uc911\uc801\uc778 \ud504\ub85c\uc81d\ud2b8\ubd80\ud130 \uc2dc\uc791\ud558\uc5ec, \uc131\uacf5\uc774 \uc785\uc99d\ub428\uc5d0 \ub530\ub77c \uc810\uc9c4\uc801\uc73c\ub85c \ud655\uc7a5\ud558\uc2ed\uc2dc\uc624. \ud2b9\ud788 AI \uae30\ubc18 \uc758\uc0ac \uacb0\uc815\uc774 \uace0\uac1d\uc5d0\uac8c \uc804\ub2ec\ub418\ub294 \ubc29\uc2dd\uc5d0\uc11c \ud22c\uba85\uc131\uacfc \uaddc\uc815 \uc900\uc218\ub294 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c AI \ubaa8\ub378\uc774 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc815\ud655\uc131\uacfc \uad00\ub828\uc131\uc744 \uc720\uc9c0\ud558\ub3c4\ub85d \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc5c5\ub370\uc774\ud2b8\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc804\ub7b5\uc801\uc774\uace0 \ub2e8\uacc4\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud574 \uc7ac\ubb34 \uad00\ub9ac\uc790\ub294 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc758\uc0ac \uacb0\uc815\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Whats_Next\"><\/span><b><span data-contrast=\"auto\">5. \ub2e4\uc74c\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ubbf8\ub798\ub97c \ub0b4\ub2e4\ubcf4\uba74, \uae08\uc735 \ubd80\ubb38\uc5d0\uc11c AI \uc608\uce21 \ubd84\uc11d \ub3c4\uad6c\uc758 \uc801\uc6a9\uc740 \uc758\uc2ec\ud560 \uc5ec\uc9c0 \uc5c6\uc774 \uacc4\uc18d \ubc1c\uc804\ud558\uc5ec \uc2e0\uc6a9 \uc704\ud5d8 \uc644\ud654\ub97c \uc704\ud55c \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc740 \uc774\ub7ec\ud55c \uae30\uc220\uc744 \ub3c4\uc785\ud558\ub294 \uac83\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc774\ub97c \uc790\uc0ac\uc758 \uc704\ud5d8 \uad00\ub9ac \uccb4\uacc4\uc5d0 \uc804\ub7b5\uc801\uc73c\ub85c \ud1b5\ud569\ud574\uc57c \ud569\ub2c8\ub2e4. \uace0\uae09 \uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \uae30\uc5c5\uc740 \uc758\uc0ac \uacb0\uc815 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud558\uace0, \ucc44\ubb34 \ubd88\uc774\ud589\uc744 \ucd5c\uc18c\ud654\ud558\uba70, \uad81\uadf9\uc801\uc73c\ub85c \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>SmartDev\ub294 \uac15\ub825\ud55c AI \uc194\ub8e8\uc158\uc774 \uc774\ub7ec\ud55c \ud601\uc2e0\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uac83\uc744 \uc798 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ud76c \uc804\ubb38\uac00 \ud300\uc740 \uae08\uc735 \uace0\uac1d\uc758 \uace0\uc720\ud55c \ub2c8\uc988\ub97c \ucda9\uc871\ud558\ub294 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \uc704\ud5d8 \ud3c9\uac00 \uac15\ud654, \uc6b4\uc601 \ud6a8\uc728\ud654, \uadf8\ub9ac\uace0 \uc804\ubc18\uc801\uc778 \uc7ac\ubb34 \uac74\uc804\uc131 \uac1c\uc120\uc744 \uc704\ud574 \uc124\uacc4\ub41c \ucd5c\ucca8\ub2e8 AI \uc608\uce21 \ubd84\uc11d \ub3c4\uad6c \uac1c\ubc1c \ubc0f \uad6c\ud604\uc744 \uc804\ubb38\uc73c\ub85c \ud569\ub2c8\ub2e4. \uc800\ud76c\uac00 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub9de\ucda4\ud615 AI \uc194\ub8e8\uc158:<\/strong> \uadc0\uc0ac\uc758 \ud2b9\uc815 \ube44\uc988\ub2c8\uc2a4 \uc694\uad6c\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc608\uce21 \ubd84\uc11d \ub3c4\uad6c\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378:<\/strong> \uc2e0\uc6a9 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\ub294 \ub370 \uc788\uc5b4 \uc815\ud655\ub3c4\ub97c \ub192\uc774\ub294 \uace0\uae09 \ubaa8\ub378\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ub370\uc774\ud130 \ud1b5\ud569 \uc11c\ube44\uc2a4:<\/strong> \ub2e4\uc591\ud55c \ub370\uc774\ud130 \uc18c\uc2a4\ub97c \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ud558\uc5ec \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0c1\ub2f4 \ubc0f \uc9c0\uc6d0:<\/strong> \uad6c\ud604 \uacfc\uc815 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc804\ubb38\uac00\uc758 \uc9c0\ub3c4\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uad50\uc721 \ubc0f 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