Optimizing Credit Reporting Systems for Enhanced Financial Inclusion and Security

The comprehensive online credit reporting system offers reliable credit information to businesses and consumers, enhancing financial inclusion and maintaining high fraud protection standards. Aiming to expand across Southeast Asia, we focus on improving product performance, migrating to a more efficient framework, enhancing code quality, and ensuring secure system integration.

*Client is under NDA

Headcount

07 Senior Backend Engineers (JavaScript), 02 Front-End Developers (Next.js)

Industries

Fintech | Compliance and Regulatory Reporting

Products and Services

Online credit reporting system

Timescales

Ongoing (Since 2023)

Country

Malaysia

The Challenge

The project faced several challenges, including an outdated framework with limited documentation, a complex system design, and integration complexities. Additionally, meeting stringent security standards added another layer of difficulty.

The project aimed to provide reliable credit information, enhance financial inclusion, and strengthen fraud protection. Technically, the goals were to improve performance, migrate to a new framework, enhance code quality, and ensure seamless integration while maintaining high security.

The Solution

The project involved several critical steps to improve the existing system. Initially, thorough code reviews and debugging tools were used to understand the system architecture, followed by detailed documentation to aid understanding. Comprehensive documentation was developed, including code comments, system design overviews, and workflow diagrams. The team engaged in refactoring the code to remove redundancies, implementing best practices, and collaborating with the client for optimization. An incremental approach to integration was adopted, using automated testing tools and performing regular client reviews. Enhanced security measures were implemented, including adherence to ISO 27001 standards, security audits, threat protection, and secure data handling procedures. Additionally, a secure VPN was established for project operations.

Technology Stacks

MySQL 5.0
Struts 2

Application Core Functions

STREAMLINED MONEY MANAGEMENT

Our advanced credit reporting system, allows users to easily access and view credit information, consolidating financial data for simplified management and monitoring.

FINANCIAL VISUALIZATION

Users can set financial goals, monitor credit score trends, track improvements, and forecast future standings with our in-depth visualization tool, which includes a retirement planning graph.

TAILORED FINANCIAL GUIDANCE

As a neutral platform, our application offers data-driven insights and personalized recommendations for both novice and experienced investors, helping them make informed financial decisions.

Client Achievements

Enhanced System Understanding and Documentation

The project involved a comprehensive review and analysis of the existing system, resulting in detailed documentation that facilitated understanding and future maintenance. The thorough documentation included code comments, system design overviews, and workflow diagrams.

Improved Code Quality and Efficiency

Through refactoring and the implementation of best practices, the codebase was optimized for efficiency and maintainability. The team's collaboration with the client ensured that the improvements aligned with the project's specific requirements.

Strengthened Security and Compliance

The project prioritized security, implementing measures such as adherence to ISO 27001 standards, regular security audits, threat protection, and secure data handling procedures. The establishment of a secure VPN further enhanced the project's security posture.

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