Ctrl+Shifter Podcast

EP 13: TECH STRATEGY IN CROSS-BORDER PAYMENTS

NOVEMBER, 27, 2025

In this episode of Ctrl + Shifter, we sit down with Jan Lorenc, CEO of CurrencyFair, to explore the world of cross-border payments and foreign exchange. With over 15 years of experience spanning banking, treasury, and fintech, Jan leads CurrencyFair in simplifying international money transfers and providing cost-effective solutions for both SMEs and individuals.

Timestamp

00:00 Introduction

02:28 - Behind the Shift: Jan's Career Journey

05:27 - How to Bridge Traditional Finance & Technology

07:37 - CurrencyFair's Mission

11:54 - How to Balance Customer Trust & Regulatory Compliance

15:48 - Challenges When Scaling a Regulated Cross-Border Payments Business

19:13 - How to Maintain Consistency Across Diverse Markets

22:55 - Technology Trends Reshaping Cross-Border Payments

38:01 - Future Trends in Fintech & Payments

42:26 - Advice for Newcomers in Fintech & Digital Payments

44:00 - Outro

In FinTech, you need to be really innovative, almost to travel with some kind of entrepreneurship hat on, rather than waiting for somebody to tell you what to do.

About Our Guest Speaker

Jan Lorenc

CEO of CurrencyFair

With a background spanning treasury, global banking, card acquiring, and blockchain, Jan has extensive experience in financial markets and payment systems. He now leads CurrencyFair’s mission to simplify and scale international transfers across Europe, APAC, and the Americas.

CurrencyFair was launched in Ireland in 2010 and offers an online cross-border payment and foreign exchange service to customers worldwide. Over the past 15 years, the company has onboarded more than 180,000 customers. It currently supports over 20 currencies in well-established currency corridors for international payments. CurrencyFair is boldly transforming the future of financial services and empowering its customers by making innovative financial solutions accessible to all.