A Dutch BFSI startup’s financial advisory prototype was failing: high overhead, slow and inaccurate outputs, no AI layer — just hand-coded logic with no way to audit what it produced. For a financial services product, that’s a compliance risk, not just a UX one.

Delivered an AI Workflow Automation, it is built around a governed AI workflow — an AI agent grounded in a structured knowledge base, real-time risk assessment, and a guardrail layer validating every response before it reaches a user.

With the support of SmartDev, a startup gains many results from 70% faster and more accurate, 30% lower operational cost, 55% fewer bugs and 80% user satisfaction that three things a manual or ungoverned AI build can’t deliver together.

• Full-Scope Workflow Automation Platform: Designed and built a comprehensive web portal from scratch for end-users, employers, consultants, and administrators with role separation built in from day one.
• AI Agent on a Governed Knowledge Base: Built a virtual assistant grounded in a structured knowledge base of cases, so every answer traces back to defined, reviewable logic instead of an unconstrained model response.
• Guardrail-Validated Responses: Added an automated validation layer (guardrails) that checks every AI-generated response against approved boundaries before it reaches a user,  turning “AI said so” into a controlled, defensible output.
• Automated Risk & Health Assessment: A financial data calculation engine assesses each user’s financial/risk position in real time, replacing manual review with a consistent, repeatable process.
• Proposal Generation & Audit-Ready Tracking: Smart proposal generation and goal-tracking give every recommendation a documented, timestamped trail.
• Scenario & Life-Event Risk Visualization: Interactive tools let users model life events (marriage, home purchase, retirement) and see the financial and risk implications visualized before they commit.