From Manual Support to Intelligent Automation: An AI Agent Transformation in Fintech

SmartDev partnered with a fintech company facing rapid user growth and increasing pressure on its customer support operations. The client’s existing manual ticketing processes created bottlenecks, inconsistent response quality, and rising operational costs. Through the deployment of an AI-powered, multi-agent support system integrated with the internal ticketing workflow, the company was able to automate a large portion of customer inquiries, intelligently route complex cases, and provide 24/7 support coverage. The solution transformed customer support from a cost-heavy operation into a scalable, technology-driven function capable of supporting long-term business growth.
Headcount

5 headcounts (1 Big Data Engineers, 2 Developers, 1 PM, 1 tester)

Industries

Fintech

Products and Services

AI Knowledge & Enterprise Search Assistants

Timescales

Since 2025

Country

Switerland

Business Overview

The client is a fintech company delivering digital payment and financial service solutions with a strong focus on mobile-first platforms and emerging markets. Its technology enables electronic transactions, mobile money services, and digital wallets, supporting consumers and enterprise partners in building secure, accessible financial ecosystems at scale.

As the user base and transaction volumes grew rapidly, customer support became a critical operational pillar. Managing increasing inquiries across multiple channels while maintaining speed, accuracy, and service consistency was essential to sustaining growth, strengthening user trust, and supporting long-term business expansion.

The Challenges

  • The existing ticketing system lacked automation efficiency: Most customer requests were handled manually, with no intelligent classification or automation layer, leading to ticket backlogs, slow response times, and steadily increasing operational costs.
  • Customer inquiries were fragmented across multiple channels: Requests came from chat, email, forms, and internal systems, forcing support teams to spend excessive time consolidating information, often working without full context and with a higher risk of errors.
  • Support resources were limited while demand was rapidly growing: User growth and transaction volume increased quickly, but the support team could not scale at the same pace, resulting in chronic overload and declining service quality.
  • Agents spent too much time on low-value operational tasks: A significant portion of time was consumed by searching for information, answering repetitive questions, and manually creating tickets, reducing overall productivity and focus on complex issues.
  • Escalation rates were high due to inefficient workflows: Many simple issues were unnecessarily escalated because there was no intelligent first-line resolution layer, creating bottlenecks and slowing down the entire support operation.

The Solutions

  • Deployment of a 24/7 AI agent support layer: An intelligent front layer was introduced to handle customer requests via both text and voice, enabling continuous support without full dependency on human availability.
  • Implementation of a multi-agent architecture: Specialized AI agents were assigned to different functions such as answering FAQs, querying databases, processing documents, and handling business logic, significantly improving accuracy and scalability.
  • Direct integration with the internal ticketing system: Requests that could not be fully automated were instantly converted into structured tickets with full context and classification, eliminating manual ticket creation and reducing handling time.
  • Human-in-the-loop operational model: AI handled the majority of repetitive and low-complexity cases, while complex issues were seamlessly routed to human agents with pre-processed information and response suggestions.
  • Performance monitoring and optimization dashboard: A centralized dashboard enabled real-time tracking of system performance, issue trends, and agent efficiency, supporting continuous optimization without heavy technical configuration.

Our Technology Stacks

React
Material-UI
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TanStack React Query
Socket.IO
OpenAI
Flask
FastAPI
MongoDB
MySQL
Qdrant
Apache Kafka
LangGraph
LangChain
AWS Cloud
GitHub Actions
Docker
Nginx

Outcomes

Support automation at scale

A large portion of recurring inquiries was resolved automatically, substantially reducing the operational load on support teams.

Faster response and resolution

First-response time was dramatically shortened, while resolution time improved due to pre-classified tickets and complete conversation context.

Operational cost optimization

24/7 availability, faster responses, and consistent service quality led to higher customer satisfaction.

Enhanced customer experience

The company was able to serve a larger user base without proportionally increasing support headcount, improving cost efficiency.

Data-driven optimization

Centralized analytics provided deeper insights into customer behavior and support bottlenecks, enabling data-driven optimization of support processes.

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